UK Independent. Sourced. Primary. · Est. 2024

Later Life Guidance Limited | IFA Financial Advisers | Gloucester | Est. 2016

Later Life Guidance Limited is a ifa financial advisers registered in Gloucester, established 2016. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Later Life Guidance Limited

IFA Financial Advisers · Gloucester · Est. 2016

10 years
Active Trading
Active
CH Status
10427426
Company No
2024
Accounts to

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Company Registration Details

Registered company nameLater Life Guidance Limited
Companies House number10427426 →
Company typePrivate Limited Company (Ltd)
Registered addressSouthgate House Southgate Street, GL1 1UD
City / RegionGloucester
Date incorporated2016
Years trading10 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Later Life Guidance Limited

Founded in 2016, Later Life Guidance Limited has been active for 10 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 22 ifa financial advisers listed in Gloucester on this index of 1663 UK firms in the category.

Before engaging, confirm FCA authorisation; the register also records past regulatory action.

What IFA Financial Advisers Do

The core of advice is suitability: matching products to a client's objectives, capacity for loss and time horizon. Qualification and fee-disclosure requirements apply to all firms advising on retail investments.

The protections around regulated advice, Ombudsman and FSCS, are the reason authorisation checks matter first.

How to Choose the Right IFA Financial Adviser

The first meeting should establish scope, charges and whether the firm's specialisms fit your situation. Ongoing charges deserve scrutiny: establish exactly what service the percentage buys each year.

Ongoing service charges should map to a defined annual service; ask what the review actually covers.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Gloucester

Total Later Life Solutions LtdGloucester · Est. 2012View →
Peace Of Mind Estate Planning LtdGloucester · Est. 2013View →
Safehands Independent Financial Advisers LtdGloucester · Est. 2011View →
Legacy Estate Planning & Wills Ltd. Ltd.Gloucester · Est. 2018View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Later Life Guidance Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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