UK Independent. Sourced. Primary. · Est. 2024

Total Later Life Solutions Ltd | IFA Financial Advisers | Gloucester | Est. 2012

Total Later Life Solutions Ltd is a ifa financial advisers registered in Gloucester, established 2012. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Total Later Life Solutions Ltd

IFA Financial Advisers · Gloucester · Est. 2012

14 years
Active Trading
Active
CH Status
1,094
Monthly Views
5
Enquiries

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Company Registration Details

Registered company nameTotal Later Life Solutions Ltd
Companies House number07963534 →
Company typePrivate Limited Company (Ltd)
Registered addressBeechwood Cranham, GL4 8HB
City / RegionGloucester
Date incorporated2012
Years trading14 years
CH statusActive
SpecialismRecorded activity: 69109
Index statusClaim this listing →

About Total Later Life Solutions Ltd

Founded in 2012, Total Later Life Solutions Ltd has been active for 14 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Gloucester accounts for 22 of the 1663 ifa financial advisers tracked on this index.

Before engaging, confirm FCA authorisation; the register also records past regulatory action.

What IFA Financial Advisers Do

Independent financial advisers must consider a broad range of retail investment products, while restricted firms advise on a limited set. Charging structures vary, but all must be disclosed and agreed before advice is given.

Ombudsman and FSCS protection follow authorisation, which is why the register check precedes everything else.

How to Choose the Right IFA Financial Adviser

The first meeting should establish scope, charges and whether the firm's specialisms fit your situation. Probe the review process: what is assessed annually and what triggers advice between reviews.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.
What happens if I receive bad financial advice from an IFA?
Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

Other IFA Financial Advisers in Gloucester

Safehands Independent Financial Advisers LtdGloucester · Est. 2011View →
Peace Of Mind Estate Planning LtdGloucester · Est. 2013View →
Later Life Guidance LimitedGloucester · Est. 2016View →
Legacy Estate Planning & Wills Ltd. Ltd.Gloucester · Est. 2018View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Total Later Life Solutions Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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