UK Independent. Sourced. Primary. · Est. 2024

Northwood Essex Financial Ltd | IFA Financial Advisers | Chelmsford | Est. 2025

Northwood Essex Financial Ltd is a ifa financial advisers registered in Chelmsford, established 2025. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Northwood Essex Financial Ltd

IFA Financial Advisers · Chelmsford, Rest of UK · Est. 2025

1 year
Active Trading
Active
CH Status
1,121
Monthly Views
8
Enquiries

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Company Registration Details

Registered company nameNorthwood Essex Financial Ltd
Companies House number16577987 →
Company typePrivate Limited Company (Ltd)
Registered address129 New London Road, CM2 0QT
City / RegionChelmsford, Rest of UK
Date incorporated2025
Years trading1 year
CH statusActive
SpecialismRecorded activity: 64922, 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Northwood Essex Financial Ltd

Northwood Essex Financial Ltd was incorporated in 2025 and is registered as an active company on the Companies House register.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 152 of them in the UK.

Confirm authorisation at register.fca.org.uk and check the individual adviser appears on the register too.

What IFA Financial Advisers Do

Advisers assess a client's circumstances and recommend investments, pensions or protection accordingly. Advisers must hold a minimum Level 4 qualification and agree charges with clients before work begins.

Statutory protections attach to authorised firms: the Financial Ombudsman Service for complaints, the FSCS on firm failure.

How to Choose the Right IFA Financial Adviser

Ask about the firm's independence status, qualifications beyond Level 4, and experience with cases like yours. Ask to see a sample annual review pack before agreeing to ongoing charges.

Ask for the total cost of ownership: adviser charge, platform fee and fund charges combined.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Northwood Essex Financial Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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