UK Independent. Sourced. Primary. · Est. 2024

Alastair James Insurance Brokers Limited | Insurance Brokers | Cheltenham | Est. 2017

Alastair James Insurance Brokers Limited is a insurance brokers registered in Cheltenham, established 2017. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Alastair James Insurance Brokers Limited

Insurance Brokers · Cheltenham, Gloucester · Est. 2017

9 years
Active Trading
Active
CH Status
1,093
Monthly Views
10
Enquiries

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Company Registration Details

Registered company nameAlastair James Insurance Brokers Limited
Companies House number10732679 →
Company typePrivate Limited Company (Ltd)
Registered address19 St. Georges Road, GL50 3DT
City / RegionCheltenham, Gloucester
Date incorporated2017
Years trading9 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Alastair James Insurance Brokers Limited

Incorporated in 2017, Alastair James Insurance Brokers Limited is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 4 of them in Gloucester.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

Insurance intermediaries arrange cover across a panel or the wider market and advise on the terms that matter. For complex risks, wording detail and claims advocacy matter as much as headline premium.

Unlike comparison sites, an advised placement assesses the specific risk rather than matching form answers to quotes.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Claims handling arrangements are worth probing early: they differ widely between firms.

Brokers are typically remunerated by commission built into the premium; fees, where charged, must be disclosed.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Alastair James Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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