UK Independent. Sourced. Primary. · Est. 2024

Communities Insurance Brokers Community Interest Company | Insurance Brokers | Cheltenham | Est. 2014

Communities Insurance Brokers Community Interest Company is a insurance brokers registered in Cheltenham, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Communities Insurance Brokers Community Interest Company

Insurance Brokers · Cheltenham, Gloucester · Est. 2014

12 years
Active Trading
Active
CH Status
08896527
Company No
2024
Accounts to

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Company Registration Details

Registered company nameCommunities Insurance Brokers Community Interest Company
Companies House number08896527 →
Company typePrivate Limited Company (Ltd)
Registered address2 Evesham Road, GL52 2AB
City / RegionCheltenham, Gloucester
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Communities Insurance Brokers Community Interest Company

Founded in 2014, Communities Insurance Brokers Community Interest Company has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 4 of them in Gloucester.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

Brokers assess the risk, recommend cover levels and place the policy with a suitable underwriter. In commercial lines, broker market access and claims support are typically the core of the service.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. Before placing cover, understand the firm's role at claim time and its record on disputed claims.

Commission levels vary by class and insurer; the firm must be able to explain its remuneration on your policy.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

Other Insurance Brokers in Cheltenham

Alastair James Insurance Brokers LimitedCheltenham · Est. 2017View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Communities Insurance Brokers Community Interest Company or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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