UK Independent. Sourced. Primary. · Est. 2024

Backhouse Construction Insurance Brokers Limited | Insurance Brokers | Nelson | Est. 1969

Backhouse Construction Insurance Brokers Limited is a insurance brokers registered in Nelson, established 1969. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Backhouse Construction Insurance Brokers Limited

Insurance Brokers · Nelson, Blackburn · Est. 1969

57 years
Active Trading
Active
CH Status
1,142
Monthly Views
15
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Company Registration Details

Registered company nameBackhouse Construction Insurance Brokers Limited
Companies House number00946445 →
Company typePrivate Limited Company (Ltd)
Registered addressOakmount House 7-9 Carrside, BB9 6RX
City / RegionNelson, Blackburn
Date incorporated1969
Years trading57 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Backhouse Construction Insurance Brokers Limited

With over 57 years of continuous trading history, Backhouse Construction Insurance Brokers Limited is one of the longest-established firms of its kind in the UK. Founded in 1969, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

Blackburn accounts for 5 of the 639 insurance brokers tracked on this index.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. For complex risks, wording detail and claims advocacy matter as much as headline premium.

Unlike comparison sites, an advised placement assesses the specific risk rather than matching form answers to quotes.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

Ask how the firm is paid on your policy; commission and fee disclosure is a regulatory requirement on request.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

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Backhouse Insurance Brokers LimitedNelson · Est. 1935View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Backhouse Construction Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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