UK Independent. Sourced. Primary. · Est. 2024

Backhouse Insurance Brokers Limited | Insurance Brokers | Nelson | Est. 1935

Backhouse Insurance Brokers Limited is a insurance brokers registered in Nelson, established 1935. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Backhouse Insurance Brokers Limited

Insurance Brokers · Nelson, Blackburn · Est. 1935

91 years
Active Trading
Active
CH Status
1,133
Monthly Views
6
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Company Registration Details

Registered company nameBackhouse Insurance Brokers Limited
Companies House number00304106 →
Company typePrivate Limited Company (Ltd)
Registered addressOakmount House 7-9 Carrside, BB9 6RX
City / RegionNelson, Blackburn
Date incorporated1935
Years trading91 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Backhouse Insurance Brokers Limited

With over 91 years of continuous trading history, Backhouse Insurance Brokers Limited is one of the longest-established firms of its kind in the UK. Founded in 1935, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 5 of them in Blackburn.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

Brokers assess the risk, recommend cover levels and place the policy with a suitable underwriter. In commercial lines, broker market access and claims support are typically the core of the service.

The service is advisory, which brings suitability duties a price-comparison journey does not carry.

How to Choose the Right Insurance Broker

Match the firm to the risk: personal lines, SME packages and specialist commercial risks are distinct disciplines. Before placing cover, understand the firm's role at claim time and its record on disputed claims.

Remuneration is usually insurer-paid commission, sometimes alongside a disclosed client fee.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Backhouse Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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