UK Independent. Sourced. Primary. · Est. 2024

Berkshire Autos & Auto-Locksmith Limited | Mortgage Brokers | Reading | Est. 2019

Berkshire Autos & Auto-Locksmith Limited is a mortgage brokers registered in Reading, established 2019. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Berkshire Autos & Auto-Locksmith Limited

Mortgage Brokers UNCLAIMED LISTING

Berkshire Autos & Auto-Locksmith Limited

Mortgage Brokers · Reading · Est. 2019

7 years
Active Trading
Active
CH Status
12115481
Company No
2025
Accounts to

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Company Registration Details

Registered company nameBerkshire Autos & Auto-Locksmith Limited
Companies House number12115481 →
Company typePrivate Limited Company (Ltd)
Registered address7 Basing House, RG30 1ES
City / RegionReading
Date incorporated2019
Years trading7 years
CH statusActive
SpecialismRecorded activity: 45200
Index statusClaim this listing →

About Berkshire Autos & Auto-Locksmith Limited

Incorporated in 2019, Berkshire Autos & Auto-Locksmith Limited is an established firm with 7 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 106 mortgage brokers listed in Reading on this index of 5754 UK firms in the category.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Reading

Berkshire Catering LtdReading · Est. 2017View →
Berkshire Boilers LimitedReading · Est. 2022View →
Culligan Shared Services (Uk) LimitedReading · Est. 2018View →
A1 Locksmiths (Berkshire) LimitedReading · Est. 2006View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Berkshire Autos & Auto-Locksmith Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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