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Mortgage Brokers UNCLAIMED LISTING

Bos (Shared Appreciation Mortgages) No. 4 Plc

Mortgage Brokers · Halifax · Est. 1997

29 years

Active Trading

Active

CH Status

03331873

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Bos (Shared Appreciation Mortgages) No. 4 Plc
Companies House number	03331873 →
Company type	Public Limited Company (PLC)
Registered address	Trinity Road, HX1 2RG
City / Region	Halifax
Date incorporated	1997
Years trading	29 years
CH status	Active
Specialism	Recorded activity: 64921 (credit granting by non-deposit taking finance houses), 64922
Index status	Claim this listing →

About Bos (Shared Appreciation Mortgages) No. 4 Plc

Established in 1997, Bos (Shared Appreciation Mortgages) No. 4 Plc has over 29 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 29 of them in Halifax.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.

Can a mortgage broker help if I have been declined by a lender?

A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Bos (Shared Appreciation Mortgages) No. 1 PlcHalifax · Est. 1995	View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Bos (Shared Appreciation Mortgages) No. 4 Plc or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Bos (Shared Appreciation Mortgages) No. 4 Plc | Mortgage Brokers | Halifax | Est. 1997