Financial Index › Mortgage Broker Index › Bos (Shared Appreciation Mortgages (Scotland) No.3) Limited

Mortgage Brokers UNCLAIMED LISTING

Bos (Shared Appreciation Mortgages (Scotland) No.3) Limited

Mortgage Brokers · Halifax · Est. 1997

29 years

Active Trading

Active

CH Status

03436151

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Bos (Shared Appreciation Mortgages (Scotland) No.3) Limited
Companies House number	03436151 →
Company type	Private Limited Company (Ltd)
Registered address	Trinity Road, HX1 2RG
City / Region	Halifax
Date incorporated	1997
Years trading	29 years
CH status	Active
Specialism	Recorded activity: 64921 (credit granting by non-deposit taking finance houses), 64922
Index status	Claim this listing →

About Bos (Shared Appreciation Mortgages (Scotland) No.3) Limited

Established in 1997, Bos (Shared Appreciation Mortgages (Scotland) No.3) Limited has over 29 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 29 mortgage brokers listed in Halifax on this index of 5754 UK firms in the category.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.

Can a mortgage broker help if I have been declined by a lender?

A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

Other Mortgage Brokers in Halifax

Bos (Shared Appreciation Mortgages) No. 4 PlcHalifax · Est. 1997	View →
Bos (Shared Appreciation Mortgages (Scotland)) LimitedHalifax · Est. 1996	View →
Bos (Shared Appreciation Mortgages) No. 3 PlcHalifax · Est. 1997	View →
On The Move West Yorkshire LimitedHalifax · Est. 2016	View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Bos (Shared Appreciation Mortgages (Scotland) No.3) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Bos (Shared Appreciation Mortgages (Scotland) No.3) Limited | Mortgage Brokers | Halifax | Est. 1997