UK Independent. Sourced. Primary. · Est. 2024

East Lancashire Chemical Company,Limited | Mortgage Brokers | Derbyshire | Est. 1928

East Lancashire Chemical Company,Limited is a mortgage brokers registered in Derbyshire, established 1928. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › East Lancashire Chemical Company,Limited

Mortgage Brokers UNCLAIMED LISTING

East Lancashire Chemical Company,Limited

Mortgage Brokers · Derbyshire, Derby · Est. 1928

98 years
Active Trading
Active
CH Status
00228405
Company No
2025
Accounts to

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Company Registration Details

Registered company nameEast Lancashire Chemical Company,Limited
Companies House number00228405 →
Company typePrivate Limited Company (Ltd)
Registered addressFurnace Road Ilkeston, DE7 5EP
City / RegionDerbyshire, Derby
Date incorporated1928
Years trading98 years
CH statusActive
SpecialismRecorded activity: 20130
Index statusClaim this listing →

About East Lancashire Chemical Company,Limited

With over 98 years of continuous trading history, East Lancashire Chemical Company,Limited is one of the longest-established firms of its kind in the UK. Founded in 1928, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 144 of them in Derby.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with East Lancashire Chemical Company,Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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