UK Independent. Sourced. Primary. · Est. 2024

My Mortgage Broker Limited | Mortgage Brokers | Colchester | Est. 2014

My Mortgage Broker Limited is a mortgage brokers registered in Colchester, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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My Mortgage Broker Limited

Mortgage Brokers · Colchester · Est. 2014

12 years
Active Trading
Active
CH Status
1,161
Monthly Views
16
Enquiries

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Company Registration Details

Registered company nameMy Mortgage Broker Limited
Companies House number09296120 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit 4 99 London Road, CO3 0NY
City / RegionColchester
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About My Mortgage Broker Limited

Founded in 2014, My Mortgage Broker Limited has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 36 mortgage brokers listed in Colchester on this index of 5754 UK firms in the category.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A broker translates your financial position into a lender match, handling product selection and the application itself. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Colchester

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with My Mortgage Broker Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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