UK Independent. Sourced. Primary. · Est. 2024

The Derbyshire Candle Company Ltd | Mortgage Brokers | Leigh-On-Sea | Est. 2001

The Derbyshire Candle Company Ltd is a mortgage brokers registered in Leigh-On-Sea, established 2001. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › The Derbyshire Candle Company Ltd

Mortgage Brokers UNCLAIMED LISTING

The Derbyshire Candle Company Ltd

Mortgage Brokers · Leigh-On-Sea, Southend · Est. 2001

25 years
Active Trading
Active
CH Status
04341036
Company No
2025
Accounts to

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Company Registration Details

Registered company nameThe Derbyshire Candle Company Ltd
Companies House number04341036 →
Company typePrivate Limited Company (Ltd)
Registered addressKingsley House 22-24 Elm Road Ss9 1sn, SS9 1SN
City / RegionLeigh-On-Sea, Southend
Date incorporated2001
Years trading25 years
CH statusActive
SpecialismRecorded activity: 32990
Index statusClaim this listing →

About The Derbyshire Candle Company Ltd

Established in 2001, The Derbyshire Candle Company Ltd has over 25 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

Southend accounts for 30 of the 5754 mortgage brokers tracked on this index.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Establish early what the firm can access and how it has handled comparable applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Dh (Somerset) LtdLeigh-On-Sea · Est. 2019View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with The Derbyshire Candle Company Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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