Bills

CMA Fines Marks Electrical £720,000 and Orders Refunds for 40,000 Customers

The Competition and Markets Authority has fined Marks Electrical £720,000 and ordered refunds totalling around £600,000 after the retailer automatically opted shoppers into paid add-on services without their explicit consent. Around 40,000 customers will receive an average of £15 each.

19 Jun 2026 · 3 min read

Electrician Insurance UK: What Cover Electricians Need in 2026

Electrician insurance combines public liability, employers liability, and tools cover for electrical contractors. This guide explains what is legally required, what NICEIC and NAPIT membership requires, and how much electrician insurance costs in the UK.

19 Jun 2026 · 5 min read

UK Inflation Holds at 2.8 Percent in May 2026: What It Means for Energy Bills Food Prices and Mortgages

UK CPI inflation held at 2.8 percent in the year to May 2026, unchanged from April and below the 3 percent many economists expected. Food price rises slowed to a 17-month low while transport costs rose at the fastest rate. The OECD projects UK CPI reaching 4 percent in 2026.

18 Jun 2026 · 3 min read

Home Upgrade Protections 2026: New Retrofit Safeguards, 25,000 Pounds Insulation Repair Cover and Faster Energy Redress

New consumer protections for home energy upgrades: a register of approved installers, insulation repair cover up to 25,000 pounds, and a strengthened Energy Ombudsman capped at 10 weeks.

18 Jun 2026 · 3 min read

Somerset EV Battery Plant: What the New Gigafactory Means for UK Energy Costs and Jobs

A new gigafactory in Somerset is set to manufacture EV batteries at scale. This guide covers what the plant means for the UK energy transition, local employment and long-term electricity bills.

17 Jun 2026 · 3 min read

El Nino and UK Energy Prices 2026: What the Weather Pattern Means for Your Bills

El Nino affects UK energy prices indirectly through global LNG markets and renewable generation. Here is what the 2026 El Nino cycle means for the Ofgem price cap and household bills.

16 Jun 2026 · 3 min read

AMOC Collapse: What It Means for UK Climate and Energy Security

Scientists have raised concerns about the stability of the Atlantic Meridional Overturning Circulation (AMOC). This article explains what AMOC is, what a weakening or collapse would mean for the UK, and how it relates to energy and climate policy.

15 Jun 2026 · 3 min read

UK Energy Price Cap Increase: What It Means for Households

Ofgem has announced changes to the energy price cap. This guide explains the new unit rates, who is affected, how the cap works, and what steps households can take to reduce their bills.

15 Jun 2026 · 3 min read

What Happens If Your Energy Supplier Goes Bust? Ofgem SoLR Explained

If your energy supplier fails, Ofgem's SoLR process keeps supply running. 30 suppliers failed in 2021-2022. Credit balance recovery, switching restrictions explained.

14 Jun 2026 · 3 min read

Part P Building Regulations: Electrical Safety in Homes Explained

Part P covers electrical safety in dwellings. Notifiable: new circuits, consumer units, bathroom and outdoor work. Use Part P registered electrician to self-certify.

14 Jun 2026 · 3 min read

Part L Building Regulations: Energy Efficiency Standards for New and Existing Homes

Part L 2022 requires new homes to produce 30% fewer carbon emissions. U-values, SAP calculations, extension rules and Future Homes Standard explained.

14 Jun 2026 · 4 min read

Ofgem TPI Regulation: Business Energy Broker Rules and Undisclosed Commissions

Ofgem TPI licensing for business energy brokers expected 2027. Undisclosed commission scandal, PS2bn class action and your rights against broker mis-selling explained.

14 Jun 2026 · 4 min read

Switching Energy Supplier: Ofgem Rules and Your Rights Explained

Ofgem switching rules: 5-day Energy Switch Guarantee, exit fees on fixed tariffs, credit balance refund within 10 days and erroneous transfer resolution explained.

14 Jun 2026 · 3 min read

Smart Meters: Your Rights Under Ofgem Rules -- Installation, Faults and Switching

Smart meters are not mandatory. Ofgem rules on faulty meters, remote prepayment switching restrictions and SMETS1 vs SMETS2 compatibility explained. June 2026.

14 Jun 2026 · 3 min read

Ofgem Energy Supplier Obligations: What Your Supplier Must Do Under UK Rules

What energy suppliers must do under Ofgem licence conditions: price cap compliance, 8-week complaint response, Priority Services Register and Energy Ombudsman participation.

14 Jun 2026 · 4 min read

Ofgem Energy Price Cap Explained: Unit Rates, Standing Charges and Who It Covers

Ofgem price cap explained: quarterly unit rate maximums on default tariffs, what it does and does not cap, fixed tariff comparison and supplier overcharging rights.

14 Jun 2026 · 4 min read

Home Insurance Complaints Data UK 2026: FCA Firm-Level Analysis

FCA firm-level complaints data H2 2025 for UK home insurers: complaint volumes and upheld rates for Admiral, Aviva, Direct Line, LV=, Hastings, esure and more.

15 Jun 2026 · 5 min read

Santander Home Insurance Review 2026 — Bank-Bundled Cover vs Open Market

Santander home insurance reviewed: 123 World account bundle assessed, underwriter identity, fair value obligations under FCA Consumer Duty, FCA FRN 106054 and cover limits.

15 Jun 2026 · 4 min read

Post Office Home Insurance Review 2026 — Who Underwrites It and Is It Worth It?

Post Office home insurance reviewed: Post Office Ltd acts as intermediary not underwriter, panel arrangement, in-branch accessibility for non-digital customers, FCA details.

15 Jun 2026 · 4 min read

MBNA Home Insurance Review 2026 — Product Status and What Customers Need to Know

MBNA home insurance reviewed: product status after Lloyds acquisition, Section 75 credit card protection versus insurance explained, FCA FRN 141580 and current options.

15 Jun 2026 · 4 min read

Homeprotect Insurance Review 2026 — Specialist Cover for Non-Standard Properties

Homeprotect home insurance reviewed: specialist insurer for flood risk, subsidence, listed buildings and unoccupied properties. FCA FRN 304432 and cover limits table.

15 Jun 2026 · 4 min read

Hastings Direct Home Insurance Review 2026 — Cover Limits and 191,000 Reviews Analysed

Hastings Direct home insurance: most-reviewed UK insurer on Trustpilot (191,000 reviews), three cover tiers, Sampo Group ownership explained and FCA registration.

15 Jun 2026 · 4 min read

NFU Mutual Home Insurance Review 2026 — Agent-Only, Rural Cover and Complaints Data

NFU Mutual home insurance reviewed: mutual insurer, agent-only distribution, rural and farm cover, agreed rebuild value option, Trustpilot 4.7/5 and FCA details.

15 Jun 2026 · 4 min read

Lloyds Bank Home Insurance Review 2026 — Is the Mortgage Bundle Worth It?

Lloyds Bank home insurance reviewed: Premier Account bundled cover assessed, FCA Consumer Duty fair value obligations, cover limits table and Lloyds Banking Group FRN.

15 Jun 2026 · 4 min read

John Lewis Home Insurance Review 2026 — Partnership Cover and Underwriter Examined

John Lewis home insurance reviewed: John Lewis Financial Services distributor model, underwriter identity, Partnership card points value on premiums and FCA details.

15 Jun 2026 · 4 min read

Halifax Home Insurance Review 2026 — Bank-Tied Cover vs Open Market Compared

Halifax home insurance reviewed: Lloyds Banking Group brand, bank-tied insurance fair value, cover limits table, FCA Consumer Duty obligations and FCA FRN 119278.

15 Jun 2026 · 4 min read

esure Home Insurance Review 2026 — Digital Insurer, Cover Limits and Claims Data

esure home insurance reviewed: digital-first Esure Group brand, Sheilas Wheels connection explained, two-tier cover limits, lower-risk customer focus and FCA details.

15 Jun 2026 · 4 min read

Tesco Home Insurance Review 2026 - Clubcard Savings and Cover Examined

A factual 2026 review of Tesco home insurance: how the Clubcard discount works, who underwrites the cover now that it is in-house with Tesco Underwriting, and why the sale of Tesco Bank to Barclays left the insurance arm untouched for buildings and contents policyholders.

15 Jun 2026 · 17 min read

Saga Home Insurance Review 2026 — Over-50s Cover, 3-Year Fixed Price Examined

Saga home insurance reviewed: exclusively for over-50s, 3-year fixed price guarantee, two cover tiers, underwritten by Ageas, Trustpilot score and FCA details.

15 Jun 2026 · 4 min read

Policy Expert Home Insurance Review 2026 — Trustpilot 4.7, Cover Limits and Claims

Policy Expert home insurance reviewed: highest Trustpilot score of any major UK home insurer, QMetric Group digital model, cover limits table and FCA registration.

15 Jun 2026 · 4 min read