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School holiday childcare in the UK: holiday clubs, registered childminders, the use of Tax-Free Childcare for holiday provision, and the Holiday Activities and Food programme for eligible families.
17 Jun 2026 · 10 min read
How to find and claim a UK Child Trust Fund for children born between September 2002 and January 2011. Covers the find-your-CTF process, transfer to a Junior ISA, and access at age 18.
16 Jun 2026 · 10 min read
Statutory Adoption Pay and Leave in the UK: eligibility for primary and secondary adopters, the pay structure that mirrors maternity pay, and the differences in process from biological birth leave.
16 Jun 2026 · 9 min read
How the 30 Hours Free Childcare scheme works in England: the expanding eligibility ages, the working and earnings criteria, how the funded hours are allocated, and the interaction with Tax-Free Childcare.
16 Jun 2026 · 10 min read
A UK will sets out how assets pass on death and names executors to administer the estate. Without a will, intestacy rules apply, which often produce outcomes the deceased would not have chosen. Wills should be reviewed after marriage, divorce, having children, and major asset changes.
16 Jun 2026 · 9 min read
A UK will must be signed by the testator in the presence of two independent witnesses, who must also sign in the testator's presence. Beneficiary witnesses (or their spouses) invalidate the gift to the beneficiary but not the rest of the will. Improper execution can invalidate the entire
16 Jun 2026 · 9 min read
UK wills can be contested on several grounds: lack of testamentary capacity, undue influence, fraud, want of knowledge and approval, improper execution, or claims for reasonable financial provision under the Inheritance Act 1975. Time limits and procedural requirements apply. Most
16 Jun 2026 · 8 min read
UK trusts hold assets for the benefit of others. They are widely used in estate planning to control how wealth passes, protect beneficiaries (including minors and vulnerable adults), and (in some cases) achieve IHT efficiency. Different trust types have different tax treatments under IHT,
16 Jun 2026 · 8 min read
Step-children have no automatic inheritance rights under UK intestacy law. They can be named as beneficiaries in a will, qualify as direct descendants for the residence nil-rate band, and may bring a claim under the Inheritance (Provision for Family and Dependants) Act 1975 where they
16 Jun 2026 · 9 min read
A second marriage in the UK has specific financial and legal implications: existing wills are revoked, pension and life cover nominations need updating, prenups are increasingly used to ring-fence pre-marriage assets, and inheritance planning must consider children from previous
16 Jun 2026 · 9 min read
UK Powers of Attorney come in several forms. Lasting Powers of Attorney (LPAs) for Property and Financial Affairs and for Health and Welfare are the modern format. Enduring Powers of Attorney (EPAs) made before October 2007 remain valid. Court-appointed deputyship covers situations where
16 Jun 2026 · 9 min read
Postnuptial agreements and separation agreements are written agreements between spouses about financial arrangements. Neither is strictly binding in English courts, but both can carry substantial weight if entered into freely with full disclosure and independent legal advice. A court
16 Jun 2026 · 8 min read
An overseas marriage is generally recognised in the UK if valid where celebrated and the parties had capacity. UK courts can grant divorces of overseas marriages where jurisdictional requirements are met (typically habitual residence, domicile, or nationality of at least one party). The
16 Jun 2026 · 7 min read
UK residents must disclose overseas income, gains, and certain assets through Self Assessment and (where applicable) the Worldwide Disclosure Facility. HMRC receives automatic information from over 100 countries under the Common Reporting Standard, making non-disclosure increasingly risky.
16 Jun 2026 · 7 min read
Online will services cost less (typically GBP 30 to GBP 100) and suit simple estates with standard provisions. Solicitor-drafted wills cost more (typically GBP 150 to GBP 400 for standard wills) but include legal advice and are typically appropriate for more complex estates, blended
16 Jun 2026 · 7 min read
Divorce process UK 2026: step-by-step no-fault divorce, the 20 week reflection period, conditional and final orders, fees and how to handle finances.
16 Jun 2026 · 7 min read
Mixed-domicile couples (one UK domiciled and one not) historically faced restricted spouse exemption for IHT. From 6 April 2025 the UK moved to a residence-based system, replacing the domicile concept with a long-term residence test for IHT purposes. Transitional rules apply for those
16 Jun 2026 · 7 min read
Mirror wills are two identical wills made by a couple, each leaving everything to the other and then to chosen beneficiaries. Each can be changed independently after the first death. Mutual wills include a binding agreement not to change after the first death, enforced as a trust on the
16 Jun 2026 · 9 min read
Local authority care funding in England is means-tested. Below GBP 14,250 of capital the council pays in full; between GBP 14,250 and GBP 23,250 a tariff income applies; above the upper limit the person self-funds. The home is generally included for residential care unless a spouse or
16 Jun 2026 · 9 min read
A Lasting Power of Attorney (LPA) and a will address different stages of life. An LPA gives chosen attorneys authority to make decisions if the donor loses mental capacity during their lifetime. A will sets out how assets pass on death and names executors to administer the estate. Both
16 Jun 2026 · 9 min read
International custody disputes (formally 'child arrangements' in England and Wales) are governed by the habitual residence principle, the 1996 Hague Convention, and (for England and Wales) the Children Act 1989. Where a child is habitually resident in the UK, English or Scottish courts
16 Jun 2026 · 7 min read
The 1980 Hague Convention on the Civil Aspects of International Child Abduction provides for the prompt return of children wrongfully removed across borders by one parent. Applications are made through the Central Authority. Limited defences exist (grave risk, child's mature views,
16 Jun 2026 · 7 min read
Lifetime gifting moves wealth out of the IHT-taxable estate. Several exemptions allow gifts to be made immediately without IHT impact; potentially exempt transfers fall outside the estate after 7 years. Gifts out of normal expenditure from surplus income are exempt without time limit if
17 Jun 2026 · 9 min read
The UK recognises most foreign divorces under the Family Law Act 1986. A divorce obtained by judicial or administrative proceedings is recognised if one party was habitually resident, domiciled, or a national of the country granting it. Religious or extra-judicial divorces have stricter
16 Jun 2026 · 7 min read
Family complications affecting UK money planning include divorce and remarriage, blended families with children from different relationships, cohabitation without marriage, step-parent inheritance issues, and elder care responsibilities. This guide explains the financial and legal
16 Jun 2026 · 9 min read
UK estate planning combines a will, lifetime gifts, trusts, and beneficiary nominations to pass wealth to chosen beneficiaries while managing inheritance tax. The IHT nil-rate band of GBP 325,000 and residence nil-rate band of up to GBP 175,000 are key allowances; the 40 percent IHT rate
16 Jun 2026 · 9 min read
Estate planning needs differ by net worth: estates well below the nil-rate bands need only a clear will and Power of Attorney; estates approaching or above the bands need active IHT planning; very large estates often use trusts and business reliefs. This article maps planning steps to
16 Jun 2026 · 9 min read
Caring for an elderly parent in the UK involves navigating capacity assessments, Power of Attorney, NHS continuing healthcare, local authority care funding, attendance allowance, and (sometimes) the Court of Protection. The system splits responsibilities between the NHS, local
16 Jun 2026 · 9 min read
UK divorce property division is governed by the Matrimonial Causes Act 1973. The family home is usually the most significant asset. Options include sale and division of proceeds, transfer to one party with a buyout of the other's interest, deferred sale (Mesher or Martin order), or
16 Jun 2026 · 9 min read
A UK divorce financial settlement is reached through negotiation, mediation, collaborative law, or court process under the Matrimonial Causes Act 1973. The court issues a financial order that legally binds the parties; without one, a former spouse can return to claim against assets even
16 Jun 2026 · 9 min readGet Kael Tripton in your Google feed
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