money-guides

Mortgage Overpayment UK 2026: How Overpaying Reduces Interest and Shortens Your Term

Overpaying a mortgage reduces the outstanding balance and the total interest paid. This guide covers how overpayments work, the 10% annual allowance, how lenders apply overpayments and whether overpaying is always the best use of spare funds.

16 Jun 2026 · 3 min read

How to Buy UK Gilts: A Beginner Guide 2026

What are UK gilts? UK gilts (short for gilt-edged securities) are bonds issued by the UK government to raise money. When

20 Apr 2026 · 4 min read

Economy 7 Times UK 2026: When Is Off-Peak Electricity?

What are Economy 7 times in the UK? Economy 7 (E7) is a time-of-use electricity tariff that offers a cheaper

18 Apr 2026 · 4 min read

Avios Points Value UK 2026: What Your Points Are Worth

Avios points value in the UK for 2026: typical pence-per-Avios for flights, hotels, and Tesco, plus the redemptions that give the highest return.

12 Jun 2026 · 4 min read

How to Earn Air Miles in the UK 2026: Beginner Guide

How to earn air miles in the UK Air miles in the UK are primarily earned through airline loyalty programmes — most notably

20 Apr 2026 · 4 min read

FSCS Protection Limit UK 2026: What Is Covered?

What is the FSCS protection limit? The Financial Services Compensation Scheme (FSCS) protects up to £85,000 per person per authorised institution

20 Apr 2026 · 4 min read

How Much Deposit Do I Need to Buy a House UK 2026?

How much deposit do you need to buy a house in the UK? The minimum deposit accepted by most UK mortgage lenders

18 Apr 2026 · 4 min read

Best EV Tariff UK 2026: Cheapest Electric Car Charging Rates

Best EV electricity tariffs UK 2026 Key FigureValueSource · DateOfgem energy price cap (typical dual fuel, direct debit)£1,641/yrOfgem · Apr-Jun

20 May 2026 · 4 min read

Best Home EV Charger UK 2026: Top Picks Compared

Best home EV chargers UK 2026 Installing a home EV charger (also called an EVSE — Electric Vehicle Supply Equipment) is the most

20 Apr 2026 · 3 min read

Are Interest Rates Going Up or Down in the UK? 2026

Are UK interest rates going up or down in 2026? UK interest rates are expected to fall gradually through 2026. The Bank

20 Apr 2026 · 3 min read

Terminal Illness Cover UK: What It Is and How It Works 2026

What is terminal illness cover? Terminal illness cover (also called terminal illness benefit) is a feature included in most UK life insurance

20 Apr 2026 · 4 min read

Best Drawdown Pension Providers UK 2026: Fees and Flexi-Access Compared

Drawdown pension providers are assessed on investment choice, platform charges, withdrawal flexibility and tools. All must be FCA-authorised. FSCS protects up

17 Jun 2026 · 1 min read

Gifting Money to Family UK: Tax Rules Explained 2026

Can you gift money to family tax-free in the UK? Yes — you can give money to family members tax-free up

20 Apr 2026 · 4 min read

Average Pension Pot UK 2026: How Your Savings Compare by Age

The average DC pension pot at retirement is approximately 37,000 pounds (FCA data). The median across all ages is 32,700 pounds. Here is the full breakdown by age, what the figures mean for retirement income, and how to benchmark your own position.

17 Jun 2026 · 1 min read

Is Gas Cheaper Than Electricity in the UK? 2026 Comparison

Is gas cheaper than electricity in the UK? Yes — gas is significantly cheaper than electricity per unit in the UK. Under the

18 Apr 2026 · 3 min read

Flexible Mortgage UK 2026: Overpayments, Underpayments and Payment Holidays Explained

A flexible mortgage allows borrowers to overpay, underpay or take payment holidays within agreed limits. This guide covers how flexible mortgages work, which features are most useful and what the FCA rules say about payment concessions.

16 Jun 2026 · 3 min read

Best Card Machines for Small Business UK 2026

Best card machines for small businesses in the UK (2026) Choosing the right card machine can save a small business hundreds of

20 Apr 2026 · 3 min read

Breakdown Cover UK 2026

Also in this series Breakdown Cover UK 2026: AA vs RAC vs Green Flag vs Start Rescue Compared

1 Jun 2026 · 1 min read

Travel Insurance High Blood Pressure UK

TL;DR Travel Insurance High Blood Pressure UK is a key UK topic. This guide covers the rules, current figures and options

16 Jun 2026 · 3 min read

Travel Insurance With Pre-Existing Conditions UK

TL;DR Travel Insurance With Pre-Existing Conditions UK is a key UK topic. This guide covers the rules, current figures and

16 Jun 2026 · 5 min read

Business Electricity Comparison UK 2026

Business electricity contracts in the UK are not subject to the Ofgem domestic price cap. Small business contracts are typically 12-36

17 Jun 2026 · 10 min read

How to Switch Mobile Network UK 2026: Step-by-Step Guide to Save Money

Part of: Best Broadband and Mobile UK 2026 By Chandraketu Tripathi  |  Updated April 2026 Switching your mobile network in 2026 takes less

9 May 2026 · 4 min read

Broadband Speeds UK 2026: What Mbps Means, What You Need and How to Test Yours

Part of: Best Broadband and Mobile UK 2026 By Chandraketu Tripathi  |  Updated April 2026 Understanding broadband speed is simpler than most providers

9 May 2026 · 4 min read

How to Keep Your Mobile Number When Switching Networks UK 2026: PAC Code Guide

By Chandraketu Tripathi  |  Updated April 2026 Switching mobile network in the UK does not mean losing your phone number. You can keep

4 May 2026 · 4 min read

5G Home Broadband UK 2026: Best Providers, Speeds and Is It Worth It?

Part of: Best Broadband and Mobile UK 2026 By Chandraketu Tripathi  |  Updated April 2026 5G home broadband uses the 5G mobile network

9 May 2026 · 4 min read

Satellite Broadband UK 2026: Starlink vs OneWeb vs Traditional Satellite Compared

Part of: Best Broadband and Mobile UK 2026 By Chandraketu Tripathi  |  Updated April 2026 Satellite broadband is the only viable high-speed

9 May 2026 · 4 min read

EU Roaming Charges for UK Mobiles Explained

Since Brexit ended guaranteed free EU roaming, prices depend on your network, plan tier and even when your contract started -- not just the network brand. Here's what actually determines what you'll pay.

9 Jul 2026 · 6 min read

Mobile Roaming Charges UK 2026: What You Pay in Europe and Worldwide

By Chandraketu Tripathi  |  Updated April 2026 UK mobile roaming rules changed significantly after Brexit. The EU roaming regulations that guaranteed free roaming

4 May 2026 · 4 min read

What Is WiFi Calling UK 2026? How to Enable It and Which Networks Support It

By Chandraketu Tripathi  |  Updated April 2026 WiFi calling lets you make and receive phone calls over a WiFi internet connection instead of

4 May 2026 · 4 min read

SIM Only vs Pay Monthly UK 2026: Which Is Cheaper and Which Should You Choose?

Part of: Best Broadband and Mobile UK 2026 By Chandraketu Tripathi  |  Updated April 2026 The choice between SIM-only and pay monthly

9 May 2026 · 4 min read