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What Is a deemed contract? UK Meaning Explained

A deemed contract is an energy supply arrangement that applies automatically when someone uses gas or electricity at a property without agreeing a tariff, such as after moving into a new home. Its rates are set by the supplier and are often higher than negotiated deals.

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Chandraketu Tripathi
Finance Editor, Kaeltripton
Published 11 Jun 2026
Last reviewed 11 Jun 2026
✓ Fact-checked
Kael Tripton. UK Independent Publisher.
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ENERGY & BILLS

A deemed contract is an energy supply arrangement that applies automatically when someone uses gas or electricity at a property without agreeing a tariff, such as after moving into a new home. Its rates are set by the supplier and are often higher than negotiated deals.

In one line: A deemed contract is the default, often costlier, energy supply that applies automatically when energy is used without an agreed tariff.

How a deemed contract works

A deemed contract arises by law when a customer consumes energy without choosing a tariff, typically on moving in. The existing supplier continues supply on its deemed rates until a new tariff or supplier is agreed.

If a deemed contract charges 28p per kWh against a standard tariff at 25p, a household using 250 kWh a month pays 70 GBP instead of 62.50 GBP, an extra 7.50 GBP until it switches to an agreed deal.

There are no exit fees for leaving a deemed contract, so a customer can switch tariff or supplier without penalty once they arrange one.

Deemed contract vs a chosen tariff

A deemed contract is imposed by default with no agreement and usually higher rates, while a chosen tariff is one the customer actively signs up to, often at a better price.

Unlike a fixed deal, a deemed contract carries no exit fee, so moving off it onto an agreed tariff is penalty-free.

Primary source: Ofgem: Get help with energy

Informational only and not financial, legal or tax advice. Rules and figures change; confirm current details with the named source or a qualified adviser before acting.
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The content on Kaeltripton.com is for informational and educational purposes only and does not constitute financial, investment, tax, legal or regulatory advice. Kaeltripton.com is not authorised or regulated by the Financial Conduct Authority (FCA) and is not a financial adviser, mortgage broker, insurance intermediary or investment firm. Nothing on this site should be construed as a personal recommendation. Rates, figures and product details are indicative only, subject to change without notice, and should always be verified directly with the relevant provider, HMRC, the FCA register, the Bank of England, Ofgem or other appropriate authority before any financial decision is made. Past performance is not a reliable indicator of future results. If you require regulated financial advice, please consult a qualified adviser authorised by the FCA.

CT
Chandraketu Tripathi
Finance Editor · Kaeltripton.com
Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

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