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What Is Making Tax Digital? UK Meaning Explained

Making Tax Digital is an HMRC programme requiring businesses and individuals to keep digital records and submit updates using compatible software. It already applies to VAT and is being extended to income tax self assessment for landlords and the self-employed.

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Chandraketu Tripathi
Finance Editor, Kaeltripton
Published 11 Jun 2026
Last reviewed 11 Jun 2026
โœ“ Fact-checked
Kael Tripton. UK Independent Publisher.
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Making Tax Digital is an HMRC programme requiring businesses and individuals to keep digital records and submit updates using compatible software. It already applies to VAT and is being extended to income tax self assessment for landlords and the self-employed.

In one line: Making Tax Digital requires digital record keeping and software-based submissions to HMRC.

How Making Tax Digital works

The programme replaces manual returns with digital records and regular online submissions through approved software. VAT-registered businesses already comply, and income tax self assessment is being phased in by income level.

From April 2026 the income tax rules apply first to self-employed people and landlords with gross income above 50,000 GBP (HMRC), who keep digital records and send quarterly updates to HMRC through software, then submit a final declaration after the tax year ends.

Compatible software can be a dedicated package or a bridging tool that links to spreadsheets, but records must be kept digitally and connect to HMRC rather than being typed in manually.

Making Tax Digital vs self assessment

Self assessment is the underlying obligation to report income outside PAYE. Making Tax Digital changes how that reporting is done, moving from an annual online return to digital records and periodic updates.

For affected taxpayers the tax owed is unchanged, but the process becomes more frequent and software-driven, with quarterly updates replacing a single yearly submission once they are within scope.

Primary source: GOV.UK: Making Tax Digital

Informational only and not financial, legal or tax advice. Rules and figures change; confirm current details with the named source or a qualified adviser before acting.
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Chandraketu Tripathi
Finance Editor ยท Kaeltripton.com
Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

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