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Motability Mileage Change July 1: Who Is Affected by the New Rules

The Motability Scheme has confirmed mileage rules changing from 1 July. Here is who is affected, the exception groups and how to check eligibility for the higher allowance.

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Chandraketu Tripathi
Finance Editor, Kaeltripton
Published 27 May 2026
Last reviewed 27 May 2026
✓ Fact-checked
Motability Mileage Change July 1: Who Is Affected by the New Rules

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TL;DR

The Motability Scheme has confirmed updated mileage rules from 1 July. The standard mileage allowance covers personal use of leased vehicles, with exception categories for higher needs. Customers should check the new terms in their lease agreement.

The Motability Scheme has confirmed mileage rules changing from 1 July, covering the cars, wheelchair accessible vehicles, powered wheelchairs and mobility scooters leased through the scheme. The standard mileage allowance covers personal use, with specific exception categories for customers with higher mileage needs.

How the Motability Scheme works

The Motability Scheme lets people who receive certain disability benefits exchange the benefit for a leased car, wheelchair accessible vehicle, powered wheelchair or scooter. The scheme is run by Motability Operations, the appointed scheme operator.

Eligibility requires receipt of the higher rate mobility component of Personal Independence Payment, Disability Living Allowance, Adult Disability Payment, Armed Forces Independence Payment or War Pensioners' Mobility Supplement, and at least 12 months remaining on the award.

Standard mileage rules

Each lease comes with a standard mileage allowance over the three-year term, typically 60,000 miles or 20,000 miles a year. The allowance covers personal use of the vehicle by the customer or their named drivers.

Customers exceeding the allowance pay an excess mileage charge at the end of the lease, calculated on a per-mile basis. The exact rate depends on the vehicle category and is set out in the lease agreement.

Exception categories from 1 July

Customers with specific higher mileage needs can apply for an increased allowance. The exception process requires evidence of the need, which can include long-distance medical appointments, distance to nearest specialist services or work-related travel.

Applications go through the Motability customer service team. The scheme has confirmed updated exception processes from 1 July, with the published guidance setting out which categories qualify and the evidence requirements.

Insurance, breakdown and servicing

Motability lease cars come with comprehensive insurance, breakdown cover and full servicing included. The lease covers most maintenance costs, with customers responsible only for fuel, tyres past minimum wear and any damage outside fair wear and tear.

Named drivers can be added to the insurance free of charge. The lease includes RAC breakdown cover for the duration of the agreement.

What to do if the rules affect you

Existing customers should review their lease agreement for the current mileage allowance and any conditions. The Motability customer service line on 0300 456 4566 can confirm specific entitlements.

Customers approaching the end of a lease can discuss higher mileage options when choosing their next vehicle. Family Fund, Turn2us and Citizens Advice can offer wider guidance on managing disability-related travel costs.

Key facts

  • Standard allowance typically 60,000 miles over three-year lease.
  • Excess mileage charge applies at end of lease.
  • Exception categories require evidence.
  • Motability customer service line is 0300 456 4566.
  • Eligibility requires higher rate mobility benefits.
Editorial disclaimer. Kael Tripton is an independent UK editorial publisher (ICO ZC135439), not authorised or regulated by the FCA. Content is informational only and does not constitute benefits advice. Verify your Motability lease and mileage needs with Motability customer service on 0300 456 4566 before acting.

FAQ

How many miles can I drive on my Motability car?

The standard allowance is typically 60,000 miles over a three-year lease, with excess mileage charges if you exceed the allowance. Customers with specific higher needs can apply for an exception.

Who qualifies for a Motability lease?

Anyone receiving the higher rate mobility component of Personal Independence Payment, Disability Living Allowance, Adult Disability Payment, Armed Forces Independence Payment or War Pensioners' Mobility Supplement with at least 12 months remaining on the award.

Are insurance and servicing included?

Yes, comprehensive insurance, breakdown cover and full servicing are included in the lease. Customers pay for fuel, tyres past minimum wear, and any damage outside fair wear and tear.

How do I apply for a higher mileage exception?

Contact the Motability customer service team on 0300 456 4566 with evidence of the need, which can include medical appointments, distance to specialist services or work-related travel.

Sources. Motability Scheme: Motability Scheme. Motability Operations: Motability Operations. gov.uk: Personal Independence Payment.
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Editorial Disclaimer

The content on Kaeltripton.com is for informational and educational purposes only and does not constitute financial, investment, tax, legal or regulatory advice. Kaeltripton.com is not authorised or regulated by the Financial Conduct Authority (FCA) and is not a financial adviser, mortgage broker, insurance intermediary or investment firm. Nothing on this site should be construed as a personal recommendation. Rates, figures and product details are indicative only, subject to change without notice, and should always be verified directly with the relevant provider, HMRC, the FCA register, the Bank of England, Ofgem or other appropriate authority before any financial decision is made. Past performance is not a reliable indicator of future results. If you require regulated financial advice, please consult a qualified adviser authorised by the FCA.

CT
Chandraketu Tripathi
Finance Editor · Kaeltripton.com
Chandraketu (CK) Tripathi, founder and lead editor of Kael Tripton. 22 years in finance and marketing across 23 markets. Writes on UK personal finance, tax, mortgages, insurance, energy, and investing. Sources: HMRC, FCA, Ofgem, BoE, ONS.

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