UK Independent. Sourced. Primary. · Est. 2024

Charles Reynolds & Associates (Independent Financial Advisers) Limited | IFA Financial Advisers | Chorley | Est. 1988

Charles Reynolds & Associates (Independent Financial Advisers) Limited is a ifa financial advisers registered in Chorley, established 1988. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Charles Reynolds & Associates (Independent Financial Advisers) Limited

IFA Financial Advisers UNCLAIMED LISTING

Charles Reynolds & Associates (Independent Financial Advisers) Limited

IFA Financial Advisers · Chorley, Preston · Est. 1988

38 years
Active Trading
Active
CH Status
02330605
Company No
2024
Accounts to

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Company Registration Details

Registered company nameCharles Reynolds & Associates (Independent Financial Advisers) Limited
Companies House number02330605 →
Company typePrivate Limited Company (Ltd)
Registered addressLancaster House Ackhurst Business Park Foxhole Road, PR7 1NY
City / RegionChorley, Preston
Date incorporated1988
Years trading38 years
CH statusActive
SpecialismRecorded activity: 99999
Index statusClaim this listing →

About Charles Reynolds & Associates (Independent Financial Advisers) Limited

Established in 1988, Charles Reynolds & Associates (Independent Financial Advisers) Limited has over 38 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

Preston accounts for 16 of the 1663 ifa financial advisers tracked on this index.

Check both firm and adviser on the register; individual advisers appear with their own reference numbers.

What IFA Financial Advisers Do

IFAs advise across pensions, investments and retirement planning, with independence status disclosed in the firm's documents. Since the Retail Distribution Review, UK investment advice is fee-based rather than commission-based, with charges agreed upfront.

Statutory protections attach to authorised firms: the Financial Ombudsman Service for complaints, the FSCS on firm failure.

How to Choose the Right IFA Financial Adviser

For pension transfers above the statutory threshold, confirm the firm holds the specific transfer permissions. Probe the review process: what is assessed annually and what triggers advice between reviews.

Ask for the total cost of ownership: adviser charge, platform fee and fund charges combined.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Charles Reynolds & Associates (Independent Financial Advisers) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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