UK Independent. Sourced. Primary. · Est. 2024

Lifetime Financial Solutions (Uk) Ltd | IFA Financial Advisers | Chorley | Est. 2011

Lifetime Financial Solutions (Uk) Ltd is a ifa financial advisers registered in Chorley, established 2011. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Lifetime Financial Solutions (Uk) Ltd

IFA Financial Advisers UNCLAIMED LISTING

Lifetime Financial Solutions (Uk) Ltd

IFA Financial Advisers · Chorley, Preston · Est. 2011

15 years
Active Trading
Active
CH Status
07606637
Company No
2025
Accounts to

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Company Registration Details

Registered company nameLifetime Financial Solutions (Uk) Ltd
Companies House number07606637 →
Company typePrivate Limited Company (Ltd)
Registered address13 Chester Avenue, PR7 4AG
City / RegionChorley, Preston
Date incorporated2011
Years trading15 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Lifetime Financial Solutions (Uk) Ltd

Founded in 2011, Lifetime Financial Solutions (Uk) Ltd has been active for 15 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 16 of them in Preston.

Confirm authorisation at register.fca.org.uk and check the individual adviser appears on the register too.

What IFA Financial Advisers Do

The core of advice is suitability: matching products to a client's objectives, capacity for loss and time horizon. Since the Retail Distribution Review, UK investment advice is fee-based rather than commission-based, with charges agreed upfront.

Ombudsman and FSCS protection follow authorisation, which is why the register check precedes everything else.

How to Choose the Right IFA Financial Adviser

Defined benefit transfer advice requires specific FCA permissions, listed against the firm's register entry. Ask to see a sample annual review pack before agreeing to ongoing charges.

Expect an initial charge for the advice work plus an ongoing charge if the firm reviews the portfolio annually.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Chorley

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Park Lane Independent Financial Advisers LimitedChorley · Est. 2017View →
Pjw Estate Planning Services LtdChorley · Est. 2025View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Lifetime Financial Solutions (Uk) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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