UK Independent. Sourced. Primary. · Est. 2024

Wingham Wyatt Financial Advisers Limited | IFA Financial Advisers | Chorley | Est. 2002

Wingham Wyatt Financial Advisers Limited is a ifa financial advisers registered in Chorley, established 2002. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Wingham Wyatt Financial Advisers Limited

IFA Financial Advisers UNCLAIMED LISTING

Wingham Wyatt Financial Advisers Limited

IFA Financial Advisers · Chorley, Preston · Est. 2002

24 years
Active Trading
Active
CH Status
04428477
Company No
2025
Accounts to

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Company Registration Details

Registered company nameWingham Wyatt Financial Advisers Limited
Companies House number04428477 →
Company typePrivate Limited Company (Ltd)
Registered addressLancaster House Ackhurst Business Park Foxhole Road, PR7 1NY
City / RegionChorley, Preston
Date incorporated2002
Years trading24 years
CH statusActive
SpecialismRecorded activity: 99999
Index statusClaim this listing →

About Wingham Wyatt Financial Advisers Limited

Founded in 2002, Wingham Wyatt Financial Advisers Limited has been active for 24 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Preston accounts for 16 of the 1663 ifa financial advisers tracked on this index.

Register checks matter most here: statutory protections only attach to authorised firms.

What IFA Financial Advisers Do

An IFA advises on retail investment products; the term independent has a specific regulatory meaning requiring a sufficiently broad market view. Charging structures vary, but all must be disclosed and agreed before advice is given.

Statutory protections attach to authorised firms: the Financial Ombudsman Service for complaints, the FSCS on firm failure.

How to Choose the Right IFA Financial Adviser

The first meeting should establish scope, charges and whether the firm's specialisms fit your situation. Ask what the ongoing service actually includes; an annual charge should map to a defined annual review.

Expect an initial charge for the advice work plus an ongoing charge if the firm reviews the portfolio annually.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

Other IFA Financial Advisers in Chorley

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Park Lane Independent Financial Advisers LimitedChorley · Est. 2017View →
Charles Reynolds & Associates (Independent Financial Advisers) LimitedChorley · Est. 1988View →
Pjw Estate Planning Services LtdChorley · Est. 2025View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Wingham Wyatt Financial Advisers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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