UK Independent. Sourced. Primary. · Est. 2024

Cheshire Financial Design Limited | IFA Financial Advisers | Cheadle | Est. 2011

Cheshire Financial Design Limited is a ifa financial advisers registered in Cheadle, established 2011. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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IFA Financial Advisers UNCLAIMED LISTING

Cheshire Financial Design Limited

IFA Financial Advisers · Cheadle, Stockport · Est. 2011

15 years
Active Trading
Active
CH Status
07589996
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCheshire Financial Design Limited
Companies House number07589996 →
Company typePrivate Limited Company (Ltd)
Registered addressSouth At Cheadle Royal, Royal Crescent Cheadle Royal Business Park, SK8 3FS
City / RegionCheadle, Stockport
Date incorporated2011
Years trading15 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers), 66290 (other activities auxiliary to insurance and pension funding)
Index statusClaim this listing →

About Cheshire Financial Design Limited

Founded in 2011, Cheshire Financial Design Limited has been active for 15 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Stockport accounts for 21 of the 1663 ifa financial advisers tracked on this index.

Before engaging, confirm FCA authorisation; the register also records past regulatory action.

What IFA Financial Advisers Do

The core of advice is suitability: matching products to a client's objectives, capacity for loss and time horizon. Since the Retail Distribution Review, UK investment advice is fee-based rather than commission-based, with charges agreed upfront.

Clients of authorised firms have two safety nets, the Ombudsman and the FSCS, neither of which covers unauthorised advice.

How to Choose the Right IFA Financial Adviser

Chartered or certified status signals qualification beyond the regulatory minimum and is worth asking about. Ask to see a sample annual review pack before agreeing to ongoing charges.

Ask for the total cost of ownership: adviser charge, platform fee and fund charges combined.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
The label is regulatory, not marketing: independent means a broad market view of retail investment products, restricted means a defined subset. The firm's disclosure documents state which applies.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

Other IFA Financial Advisers in Cheadle

Uk Wills And Estate Planning LtdCheadle · Est. 2014View →
Retirement Solutions Later Life LtdCheadle · Est. 2025View →
Cheshire Financial Advice LimitedCheadle · Est. 2019View →
Jigsaw Financial Estate Planning LtdCheadle · Est. 2020View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Cheshire Financial Design Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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