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IFA Financial Advisers UNCLAIMED LISTING

Retirement Solutions Later Life Ltd

IFA Financial Advisers · Cheadle, Stockport · Est. 2025

1 year

Active Trading

Active

CH Status

16554591

Company No

n/a

Accounts to

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Company Registration Details

Registered company name	Retirement Solutions Later Life Ltd
Companies House number	16554591 →
Company type	Private Limited Company (Ltd)
Registered address	Metropolitan House Station Road Cheadle Hulme, SK8 7AZ
City / Region	Cheadle, Stockport
Date incorporated	2025
Years trading	1 year
CH status	Active
Specialism	Recorded activity: 64999 (financial intermediation not elsewhere classified)
Index status	Claim this listing →

About Retirement Solutions Later Life Ltd

Retirement Solutions Later Life Ltd was incorporated in 2025 and is registered as an active company on the Companies House register.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 21 of them in Stockport.

Confirm authorisation at register.fca.org.uk and check the individual adviser appears on the register too.

What IFA Financial Advisers Do

IFAs advise across pensions, investments and retirement planning, with independence status disclosed in the firm's documents. Advisers must hold a minimum Level 4 qualification and agree charges with clients before work begins.

The protections around regulated advice, Ombudsman and FSCS, are the reason authorisation checks matter first.

How to Choose the Right IFA Financial Adviser

Ask about the firm's independence status, qualifications beyond Level 4, and experience with cases like yours. Probe the review process: what is assessed annually and what triggers advice between reviews.

Ongoing service charges should map to a defined annual service; ask what the review actually covers.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?

Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.

How much does independent financial advice cost?

Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.

Do I need an IFA or can I manage my investments myself?

Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.

What qualifications should an IFA have?

Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.

What happens if I receive bad financial advice from an IFA?

Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

Other IFA Financial Advisers in Cheadle

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Jigsaw Financial Estate Planning LtdCheadle · Est. 2020	View →
Cheshire Financial Advice LimitedCheadle · Est. 2019	View →
The Ethical Investment Co (Property) LimitedCheadle · Est. 2009	View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Retirement Solutions Later Life Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Retirement Solutions Later Life Ltd | IFA Financial Advisers | Cheadle | Est. 2025