UK Independent. Sourced. Primary. · Est. 2024

Cheshire Financial Advice Limited | IFA Financial Advisers | Cheadle | Est. 2019

Cheshire Financial Advice Limited is a ifa financial advisers registered in Cheadle, established 2019. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Cheshire Financial Advice Limited

IFA Financial Advisers UNCLAIMED LISTING

Cheshire Financial Advice Limited

IFA Financial Advisers · Cheadle, Stockport · Est. 2019

7 years
Active Trading
Active
CH Status
12341927
Company No
2024
Accounts to

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Company Registration Details

Registered company nameCheshire Financial Advice Limited
Companies House number12341927 →
Company typePrivate Limited Company (Ltd)
Registered addressFirst Floor 93 High Street, SK8 1AA
City / RegionCheadle, Stockport
Date incorporated2019
Years trading7 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Cheshire Financial Advice Limited

Incorporated in 2019, Cheshire Financial Advice Limited is an established firm with 7 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 21 of them in Stockport.

The FCA register lists the firm's permissions, including any pension transfer permission, and its current status.

What IFA Financial Advisers Do

Advisers assess a client's circumstances and recommend investments, pensions or protection accordingly. Since the Retail Distribution Review, UK investment advice is fee-based rather than commission-based, with charges agreed upfront.

Advice from an authorised firm carries statutory complaint and compensation routes that unauthorised advice does not.

How to Choose the Right IFA Financial Adviser

The first meeting should establish scope, charges and whether the firm's specialisms fit your situation. Ongoing charges deserve scrutiny: establish exactly what service the percentage buys each year.

Charges are typically a percentage of assets under advice, a fixed project fee or an hourly rate, agreed upfront.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

Other IFA Financial Advisers in Cheadle

The Ethical Investment Co (Property) LimitedCheadle · Est. 2009View →
Cheshire Financial Planning LimitedCheadle · Est. 2014View →
Retirement Solutions Later Life LtdCheadle · Est. 2025View →
Cheshire Financial Design LimitedCheadle · Est. 2011View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Cheshire Financial Advice Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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