UK Independent. Sourced. Primary. · Est. 2024

Cheshire Financial Planning Limited | IFA Financial Advisers | Cheadle | Est. 2014

Cheshire Financial Planning Limited is a ifa financial advisers registered in Cheadle, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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IFA Financial Advisers UNCLAIMED LISTING

Cheshire Financial Planning Limited

IFA Financial Advisers · Cheadle, Stockport · Est. 2014

12 years
Active Trading
Active
CH Status
09239207
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCheshire Financial Planning Limited
Companies House number09239207 →
Company typePrivate Limited Company (Ltd)
Registered address42 Old Wool Lane, SK8 5JA
City / RegionCheadle, Stockport
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Cheshire Financial Planning Limited

Founded in 2014, Cheshire Financial Planning Limited has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 21 ifa financial advisers listed in Stockport on this index of 1663 UK firms in the category.

Check both firm and adviser on the register; individual advisers appear with their own reference numbers.

What IFA Financial Advisers Do

Independent financial advisers must consider a broad range of retail investment products, while restricted firms advise on a limited set. Charging structures vary, but all must be disclosed and agreed before advice is given.

Statutory protections attach to authorised firms: the Financial Ombudsman Service for complaints, the FSCS on firm failure.

How to Choose the Right IFA Financial Adviser

Defined benefit transfer advice requires specific FCA permissions, listed against the firm's register entry. Ongoing charges deserve scrutiny: establish exactly what service the percentage buys each year.

Expect an initial charge for the advice work plus an ongoing charge if the firm reviews the portfolio annually.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Cheadle

Retirement Solutions Later Life LtdCheadle · Est. 2025View →
The Ethical Investment Co (Property) LimitedCheadle · Est. 2009View →
Cheshire Financial Design LimitedCheadle · Est. 2011View →
Uk Wills And Estate Planning LtdCheadle · Est. 2014View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Cheshire Financial Planning Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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