UK Independent. Sourced. Primary. · Est. 2024

Johnstone Insurance Brokers Limited | Insurance Brokers | Harrogate | Est. 2006

Johnstone Insurance Brokers Limited is a insurance brokers registered in Harrogate, established 2006. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Johnstone Insurance Brokers Limited

Insurance Brokers · Harrogate, Rest of UK · Est. 2006

20 years
Active Trading
Active
CH Status
05683941
Company No
2024
Accounts to

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Company Registration Details

Registered company nameJohnstone Insurance Brokers Limited
Companies House number05683941 →
Company typePrivate Limited Company (Ltd)
Registered address2nd Floor The Hamlet, HG2 8RE
City / RegionHarrogate, Rest of UK
Date incorporated2006
Years trading20 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Johnstone Insurance Brokers Limited

Founded in 2006, Johnstone Insurance Brokers Limited has been active for 20 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

the UK accounts for 57 of the 639 insurance brokers tracked on this index.

Authorisation checks are free and immediate on the FCA register; unauthorised distribution is unlawful.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. A short conversation about the firm's last few contested claims tells you more than any brochure.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

Other Insurance Brokers in Harrogate

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Finch Commercial Insurance Brokers LtdHarrogate · Est. 2001View →
Frank Pickles (Insurance Brokers) LimitedHarrogate · Est. 1960View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Johnstone Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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