UK Independent. Sourced. Primary. · Est. 2024

Bos (Shared Appreciation Mortgages) No. 5 Plc | Mortgage Brokers | Halifax | Est. 1997

Bos (Shared Appreciation Mortgages) No. 5 Plc is a mortgage brokers registered in Halifax, established 1997. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Bos (Shared Appreciation Mortgages) No. 5 Plc

Mortgage Brokers · Halifax · Est. 1997

29 years
Active Trading
Active
CH Status
03457750
Company No
2025
Accounts to

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Company Registration Details

Registered company nameBos (Shared Appreciation Mortgages) No. 5 Plc
Companies House number03457750 →
Company typePublic Limited Company (PLC)
Registered addressTrinity Road, HX1 2RG
City / RegionHalifax
Date incorporated1997
Years trading29 years
CH statusActive
SpecialismRecorded activity: 64921 (credit granting by non-deposit taking finance houses), 64922
Index statusClaim this listing →

About Bos (Shared Appreciation Mortgages) No. 5 Plc

Established in 1997, Bos (Shared Appreciation Mortgages) No. 5 Plc has over 29 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

Halifax accounts for 29 of the 5754 mortgage brokers tracked on this index.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Halifax

Bos (Shared Appreciation Mortgages (Scotland) No.3) LimitedHalifax · Est. 1997View →
Bos (Shared Appreciation Mortgages (Scotland)) LimitedHalifax · Est. 1996View →
Bos (Shared Appreciation Mortgages) No. 2 PlcHalifax · Est. 1996View →
Bos (Shared Appreciation Mortgages) No. 4 PlcHalifax · Est. 1997View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Bos (Shared Appreciation Mortgages) No. 5 Plc or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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