What Does "Insurer in Default" Mean in the UK?
What it means when the FSCS declares an insurer in default, how that decision is made, and what happens to policyholders next.
Export Health Certificate Vets UK: APHA-Registered OV Directory by Region
Find APHA-registered Official Veterinarians for export health certificates across England. Pets, livestock, food products, equines. All 10 regions. Source: APHA GOV.UK.
England Garden Waste Recycling Rules 2026: Charges, Free Alternatives, and What Councils Can and Cannot Do
Many English councils now charge PS40 to PS75 per year for garden waste collection. This guide explains the legal framework, free alternatives including household recycling centres and home composting, what is not permitted, and how devolved rules differ in Scotland and Wales.
Environment Agency Fines UK Businesses: How Environmental Penalties Work and How to Appeal
The Environment Agency has powers to issue civil monetary penalties and pursue criminal prosecution for environmental breaches. This guide explains how EA enforcement works, penalty levels, what triggers action, and how businesses can appeal.
TV Licence 2026: PS180 Fee, Who Needs One, Exemptions, and What the BBC Charter Review Could Change
The UK TV licence rose to PS180 from April 2026. The BBC Royal Charter expires in 2027, with a government review examining alternative funding models. This guide covers who needs a licence, current exemptions, and what could change from 2028.
PECR Regulations: Cookie Consent and Electronic Marketing Rules Explained
PECR 2003: opt-in required for non-essential cookies, consent for marketing emails, TPS cold call ban. ICO fines up to PS500,000. Plain English guide. June 2026.
Part B Building Regulations: Fire Safety Standards Explained
Part B covers fire safety in buildings. Updated December 2022. Smoke alarms, 11m sprinkler threshold, 18m Building Safety Act regime and BSR oversight explained.
Money Laundering Regulations 2017: What UK Businesses Must Do
MLR 2017 requires AML systems, Customer Due Diligence, MLRO and SAR reporting. FCA supervises financial services. Major fines and compliance obligations explained.
UK REACH Regulation: Chemicals Registration Requirements for Businesses
UK REACH requires chemicals registration with the HSE at 1 tonne per year. SVHC notification at 0.1%, transitional registrations and October 2026 deadline explained.
MEES Regulations for Commercial Property: EPC Minimum Standards Explained
MEES: E minimum EPC for commercial lets from April 2023. F and G prohibited. Penalties up to PS150,000. Exemptions and proposed B by 2030 explained. June 2026.
Agency Workers Regulations 2010: Equal Treatment Rights Explained
AWR 2010: equal pay and conditions after 12 weeks. Day-one access to vacancies and facilities. Swedish Derogation abolished. Employment Tribunal rights explained.
Working Time Regulations 1998: Hours, Rest Breaks and Holiday Rights Explained
Working Time Regulations 1998: 48-hour average week, 11-hour daily rest, 20-minute breaks and 5.6 weeks paid holiday. Opt-out rules and holiday pay explained.
TUPE Regulations 2006: Employee Rights When a Business Changes Hands
TUPE 2006: pay, hours and benefits transfer automatically. Dismissal connected to TUPE is automatically unfair. When TUPE applies and employer consultation duties.
What Happens If Your Energy Supplier Goes Bust? Ofgem SoLR Explained
If your energy supplier fails, Ofgem's SoLR process keeps supply running. 30 suppliers failed in 2021-2022. Credit balance recovery, switching restrictions explained.
Consumer Duty and Renewal Pricing: How Dual FCA Rules Protect You
Two FCA rules protect against renewal overcharging: ICOBS 6B and Consumer Duty Outcome 2. How they work together and how to challenge your renewal with the FOS.
PPE Regulations at Work: What Employers Must Provide Free of Charge
PPE Regulations: free PPE for employees and workers from April 2022. Last resort in control hierarchy. Suitable selection, training and maintenance duties explained.
RIDDOR Regulations 2013: What Work Accidents Must Be Reported to HSE
RIDDOR 2013: report deaths and specified injuries immediately, over-7-day injuries within 15 days. What counts as reportable, how to report and record keeping explained.
Manual Handling Regulations 1992: Employer Duties and TILE Risk Assessment
Manual Handling 1992: no fixed weight limits. HSE guidelines 25kg men, 16kg women. TILE risk assessment, avoidance hierarchy and employer duties explained.
PUWER Regulations 1998: Work Equipment Safety Requirements Explained
PUWER 1998 applies to all work equipment. Fixed guards first in hierarchy, inspections after installation, training mandatory. From hand tools to industrial machinery.
LOLER Regulations 1998: Lifting Equipment Safety Inspection Requirements
LOLER 1998: lifting equipment inspected every 6 months (people-lifting) or 12 months. Safe working load marked on all equipment. Competent person and report requirements.
COSHH Regulations 2002: Hazardous Substances at Work Explained
COSHH 2002 requires employers to control hazardous substances. Risk assessment, control hierarchy (not PPE first), LEV testing every 14 months and training explained.
Part P Building Regulations: Electrical Safety in Homes Explained
Part P covers electrical safety in dwellings. Notifiable: new circuits, consumer units, bathroom and outdoor work. Use Part P registered electrician to self-certify.
Part K Building Regulations: Stairs, Handrails and Guarding Standards Explained
Part K sets stair, handrail and guarding standards. Dwelling stairs: max 220mm rise, 220mm going. Handrails 900-1000mm. External balconies 1100mm guarding.
Working at Height Regulations 2005: What Employers Must Do
Working at Height Regulations 2005: applies to all fall risks with no minimum height. Control hierarchy, ladder restrictions and employer duties explained.
EPC Regulations for Landlords: Minimum Standards and MEES Explained
MEES Regulations: minimum E EPC rating for rented property. C rating upgrade scrapped September 2023. Penalties, exemptions and how to get a new EPC explained.
Building Regulations Application: When You Need One and How to Apply
When you need Building Regulations approval, how to apply via full plans, building notice or competent person scheme and getting a completion certificate.
Part M Building Regulations: Access and Accessibility Standards Explained
Part M sets accessibility standards for new buildings. M4(1) visitable, M4(2) adaptable, M4(3) wheelchair user -- door widths, ramps and planning conditions.
Building Regulations Completion Certificate: What It Is and How to Get One
Building Regulations completion certificate: what it is, regularisation for unapproved work, 12-month enforcement period and indemnity insurance explained.
Part L Building Regulations: Energy Efficiency Standards for New and Existing Homes
Part L 2022 requires new homes to produce 30% fewer carbon emissions. U-values, SAP calculations, extension rules and Future Homes Standard explained.
CDM Regulations 2015: Construction Health and Safety Duties Explained
CDM 2015 applies to all construction work. Principal designer and contractor duties, HSE notification thresholds and Construction Phase Plan requirements explained.