UK Independent. Sourced. Primary. · Est. 2024

Financial Solutions (Cheshire) Limited | IFA Financial Advisers | Sandbach | Est. 2003

Financial Solutions (Cheshire) Limited is a ifa financial advisers registered in Sandbach, established 2003. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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IFA Financial Advisers UNCLAIMED LISTING

Financial Solutions (Cheshire) Limited

IFA Financial Advisers · Sandbach, Rest of UK · Est. 2003

23 years
Active Trading
Active
CH Status
04654617
Company No
2026
Accounts to

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Company Registration Details

Registered company nameFinancial Solutions (Cheshire) Limited
Companies House number04654617 →
Company typePrivate Limited Company (Ltd)
Registered addressThe Old Smithy, Pool View Winterley, CW11 4QZ
City / RegionSandbach, Rest of UK
Date incorporated2003
Years trading23 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified), 65110
Index statusClaim this listing →

About Financial Solutions (Cheshire) Limited

Founded in 2003, Financial Solutions (Cheshire) Limited has been active for 23 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

the UK accounts for 152 of the 1663 ifa financial advisers tracked on this index.

Register checks matter most here: statutory protections only attach to authorised firms.

What IFA Financial Advisers Do

A financial adviser's independent or restricted status determines the breadth of products considered, and must be disclosed. The RDR reforms ended commission on retail investment advice; remuneration is now a disclosed fee.

Advice from an authorised firm carries statutory complaint and compensation routes that unauthorised advice does not.

How to Choose the Right IFA Financial Adviser

Match the adviser to the need: pension transfers, retirement income and inheritance planning are distinct specialisms. A defined ongoing service, documented and delivered, is what separates advice firms from asset gatherers.

A clear fee schedule before engagement is a regulatory requirement, not a favour.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.
Do I need an IFA or can I manage my investments myself?
Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Sandbach

Phoenix Financial Advisers LimitedSandbach · Est. 2018View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Financial Solutions (Cheshire) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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