UK Independent. Sourced. Primary. · Est. 2024

Is Independent Financial Advisers Ltd | IFA Financial Advisers | Chester | Est. 2007

Is Independent Financial Advisers Ltd is a ifa financial advisers registered in Chester, established 2007. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Is Independent Financial Advisers Ltd

IFA Financial Advisers · Chester · Est. 2007

19 years
Active Trading
Active
CH Status
06041203
Company No
2025
Accounts to

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Company Registration Details

Registered company nameIs Independent Financial Advisers Ltd
Companies House number06041203 →
Company typePrivate Limited Company (Ltd)
Registered addressThe Old Mill Old Mill Place Tattenhall, CH3 9RJ
City / RegionChester
Date incorporated2007
Years trading19 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Is Independent Financial Advisers Ltd

Founded in 2007, Is Independent Financial Advisers Ltd has been active for 19 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 19 ifa financial advisers listed in Chester on this index of 1663 UK firms in the category.

The FCA register lists the firm's permissions, including any pension transfer permission, and its current status.

What IFA Financial Advisers Do

A financial adviser's independent or restricted status determines the breadth of products considered, and must be disclosed. Advisers must hold a minimum Level 4 qualification and agree charges with clients before work begins.

Ombudsman and FSCS protection follow authorisation, which is why the register check precedes everything else.

How to Choose the Right IFA Financial Adviser

Ask about the firm's independence status, qualifications beyond Level 4, and experience with cases like yours. Clarify what happens between reviews: access, ad-hoc queries and whether they carry extra charges.

Expect an initial charge for the advice work plus an ongoing charge if the firm reviews the portfolio annually.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

Other IFA Financial Advisers in Chester

Cheshire Lifestyle Financial Planning LimitedChester · Est. 2002View →
Michael Owen Independent Financial Advisers LtdChester · Est. 2017View →
Richard Carew Independent Financial Advisers LtdChester · Est. 2011View →
Comprehensive Tax Planning LtdChester · Est. 2017View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Is Independent Financial Advisers Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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