UK Independent. Sourced. Primary. · Est. 2024

I.W.C. Estate Planning & Management Limited | IFA Financial Advisers | Croydon | Est. 2002

I.W.C. Estate Planning & Management Limited is a ifa financial advisers registered in Croydon, established 2002. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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I.W.C. Estate Planning & Management Limited

IFA Financial Advisers · Croydon, London · Est. 2002

24 years
Active Trading
Active
CH Status
04532330
Company No
2025
Accounts to

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Company Registration Details

Registered company nameI.W.C. Estate Planning & Management Limited
Companies House number04532330 →
Company typePrivate Limited Company (Ltd)
Registered addressAirport House Suite 43-45 Purley Way, CR0 0XZ
City / RegionCroydon, London
Date incorporated2002
Years trading24 years
CH statusActive
SpecialismRecorded activity: 69109
Index statusClaim this listing →

About I.W.C. Estate Planning & Management Limited

Founded in 2002, I.W.C. Estate Planning & Management Limited has been active for 24 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 417 ifa financial advisers listed in London on this index of 1663 UK firms in the category.

Confirm authorisation at register.fca.org.uk and check the individual adviser appears on the register too.

What IFA Financial Advisers Do

Advisers assess a client's circumstances and recommend investments, pensions or protection accordingly. Qualification and fee-disclosure requirements apply to all firms advising on retail investments.

The protections around regulated advice, Ombudsman and FSCS, are the reason authorisation checks matter first.

How to Choose the Right IFA Financial Adviser

For pension transfers above the statutory threshold, confirm the firm holds the specific transfer permissions. Ongoing charges deserve scrutiny: establish exactly what service the percentage buys each year.

Ask for the total cost of ownership: adviser charge, platform fee and fund charges combined.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with I.W.C. Estate Planning & Management Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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