UK Independent. Sourced. Primary. · Est. 2024

London And County Financial Advisors Limited | IFA Financial Advisers | Ramsgate | Est. 2016

London And County Financial Advisors Limited is a ifa financial advisers registered in Ramsgate, established 2016. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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London And County Financial Advisors Limited

IFA Financial Advisers · Ramsgate, Rest of UK · Est. 2016

10 years
Active Trading
Active
CH Status
1,108
Monthly Views
5
Enquiries

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Company Registration Details

Registered company nameLondon And County Financial Advisors Limited
Companies House number10359622 →
Company typePrivate Limited Company (Ltd)
Registered addressMarlowe Innovation Centre Marlowe Way, CT12 6FA
City / RegionRamsgate, Rest of UK
Date incorporated2016
Years trading10 years
CH statusActive
SpecialismRecorded activity: 70221
Index statusClaim this listing →

About London And County Financial Advisors Limited

Founded in 2016, London And County Financial Advisors Limited has been active for 10 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 152 ifa financial advisers listed in the UK on this index of 1663 UK firms in the category.

The FCA register lists the firm's permissions, including any pension transfer permission, and its current status.

What IFA Financial Advisers Do

An IFA advises on retail investment products; the term independent has a specific regulatory meaning requiring a sufficiently broad market view. Advisers must hold a minimum Level 4 qualification and agree charges with clients before work begins.

Advice from an authorised firm carries statutory complaint and compensation routes that unauthorised advice does not.

How to Choose the Right IFA Financial Adviser

Defined benefit transfer advice requires specific FCA permissions, listed against the firm's register entry. Ask to see a sample annual review pack before agreeing to ongoing charges.

Ask for the total cost of ownership: adviser charge, platform fee and fund charges combined.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
The label is regulatory, not marketing: independent means a broad market view of retail investment products, restricted means a defined subset. The firm's disclosure documents state which applies.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Ramsgate

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with London And County Financial Advisors Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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