UK Independent. Sourced. Primary. · Est. 2024

London Later Life Mortgage Company Ltd | IFA Financial Advisers | Clacton-On-Sea | Est. 2025

London Later Life Mortgage Company Ltd is a ifa financial advisers registered in Clacton-On-Sea, established 2025. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › London Later Life Mortgage Company Ltd

IFA Financial Advisers UNCLAIMED LISTING

London Later Life Mortgage Company Ltd

IFA Financial Advisers · Clacton-On-Sea, Colchester · Est. 2025

1 year
Active Trading
Active
CH Status
16797148
Company No
n/a
Accounts to

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Company Registration Details

Registered company nameLondon Later Life Mortgage Company Ltd
Companies House number16797148 →
Company typePrivate Limited Company (Ltd)
Registered address27 Astley Road, CO15 3EH
City / RegionClacton-On-Sea, Colchester
Date incorporated2025
Years trading1 year
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About London Later Life Mortgage Company Ltd

London Later Life Mortgage Company Ltd was incorporated in 2025 and is registered as an active company on the Companies House register.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 11 of them in Colchester.

Confirm authorisation at register.fca.org.uk and check the individual adviser appears on the register too.

What IFA Financial Advisers Do

A financial adviser's independent or restricted status determines the breadth of products considered, and must be disclosed. Advisers must hold a minimum Level 4 qualification and agree charges with clients before work begins.

Advice from an authorised firm carries statutory complaint and compensation routes that unauthorised advice does not.

How to Choose the Right IFA Financial Adviser

Match the adviser to the need: pension transfers, retirement income and inheritance planning are distinct specialisms. Probe the review process: what is assessed annually and what triggers advice between reviews.

Charges are typically a percentage of assets under advice, a fixed project fee or an hourly rate, agreed upfront.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Clacton-On-Sea

Somerset Financial Services LimitedClacton-On-Sea · Est. 2017View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with London Later Life Mortgage Company Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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