UK Independent. Sourced. Primary. · Est. 2024

Mab Sw Later Life Lending Ltd | IFA Financial Advisers | Preston | Est. 2020

Mab Sw Later Life Lending Ltd is a ifa financial advisers registered in Preston, established 2020. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mab Sw Later Life Lending Ltd

IFA Financial Advisers · Preston · Est. 2020

6 years
Active Trading
Active
CH Status
12480692
Company No
2023
Accounts to

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Company Registration Details

Registered company nameMab Sw Later Life Lending Ltd
Companies House number12480692 →
Company typePrivate Limited Company (Ltd)
Registered address5 The Pavilions, PR2 2YB
City / RegionPreston
Date incorporated2020
Years trading6 years
CH statusActive
SpecialismRecorded activity: 70221
Index statusClaim this listing →

About Mab Sw Later Life Lending Ltd

Incorporated in 2020, Mab Sw Later Life Lending Ltd is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 16 of them in Preston.

Verify the firm and the individual adviser on the Financial Services Register before transferring any money.

What IFA Financial Advisers Do

Independent financial advisers must consider a broad range of retail investment products, while restricted firms advise on a limited set. Advisers must hold a minimum Level 4 qualification and agree charges with clients before work begins.

Statutory protections attach to authorised firms: the Financial Ombudsman Service for complaints, the FSCS on firm failure.

How to Choose the Right IFA Financial Adviser

Ask about the firm's independence status, qualifications beyond Level 4, and experience with cases like yours. Ask what the ongoing service actually includes; an annual charge should map to a defined annual review.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Mab Sw Later Life Lending Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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