Financial Index › IFA Index › Michael Owen Independent Financial Advisers Ltd

IFA Financial Advisers UNCLAIMED LISTING

Michael Owen Independent Financial Advisers Ltd

IFA Financial Advisers · Chester · Est. 2017

9 years

Active Trading

Active

CH Status

11045680

Company No

2026

Accounts to

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Company Registration Details

Registered company name	Michael Owen Independent Financial Advisers Ltd
Companies House number	11045680 →
Company type	Private Limited Company (Ltd)
Registered address	Cholmondeley House Dee Hills Park, CH3 5AR
City / Region	Chester
Date incorporated	2017
Years trading	9 years
CH status	Active
Specialism	Recorded activity: 64999 (financial intermediation not elsewhere classified)
Index status	Claim this listing →

About Michael Owen Independent Financial Advisers Ltd

Incorporated in 2017, Michael Owen Independent Financial Advisers Ltd is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 19 of them in Chester.

Confirm authorisation at register.fca.org.uk and check the individual adviser appears on the register too.

What IFA Financial Advisers Do

An IFA advises on retail investment products; the term independent has a specific regulatory meaning requiring a sufficiently broad market view. The RDR reforms ended commission on retail investment advice; remuneration is now a disclosed fee.

Redress routes exist for authorised advice: complaints to the firm, then the Financial Ombudsman Service.

How to Choose the Right IFA Financial Adviser

Match the adviser to the need: pension transfers, retirement income and inheritance planning are distinct specialisms. Ask what the ongoing service actually includes; an annual charge should map to a defined annual review.

Ask for the total cost of ownership: adviser charge, platform fee and fund charges combined.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?

An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.

How much does independent financial advice cost?

Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.

Do I need an IFA or can I manage my investments myself?

Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.

What qualifications should an IFA have?

Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.

What happens if I receive bad financial advice from an IFA?

The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Chester

Richard Carew Independent Financial Advisers LtdChester · Est. 2011	View →
Comprehensive Tax Planning LtdChester · Est. 2017	View →
Cummins Financial Advisers LimitedChester · Est. 2002	View →
Cheshire Lifestyle Financial Planning LimitedChester · Est. 2002	View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Michael Owen Independent Financial Advisers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Michael Owen Independent Financial Advisers Ltd | IFA Financial Advisers | Chester | Est. 2017