UK Independent. Sourced. Primary. · Est. 2024

Pharon Independent Financial Advisers Limited | IFA Financial Advisers | Canterbury | Est. 1973

Pharon Independent Financial Advisers Limited is a ifa financial advisers registered in Canterbury, established 1973. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Pharon Independent Financial Advisers Limited

IFA Financial Advisers UNCLAIMED LISTING

Pharon Independent Financial Advisers Limited

IFA Financial Advisers · Canterbury, Rest of UK · Est. 1973

53 years
Active Trading
Active
CH Status
01105564
Company No
2024
Accounts to

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Company Registration Details

Registered company namePharon Independent Financial Advisers Limited
Companies House number01105564 →
Company typePrivate Limited Company (Ltd)
Registered addressLawrence House Summer Hill Harbledown, CT2 8GT
City / RegionCanterbury, Rest of UK
Date incorporated1973
Years trading53 years
CH statusActive
SpecialismRecorded activity: 65110
Index statusClaim this listing →

About Pharon Independent Financial Advisers Limited

With over 53 years of continuous trading history, Pharon Independent Financial Advisers Limited is one of the longest-established firms of its kind in the UK. Founded in 1973, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

the UK accounts for 152 of the 1663 ifa financial advisers tracked on this index.

Verify the firm and the individual adviser on the Financial Services Register before transferring any money.

What IFA Financial Advisers Do

Advisers assess a client's circumstances and recommend investments, pensions or protection accordingly. Qualification and fee-disclosure requirements apply to all firms advising on retail investments.

The protections around regulated advice, Ombudsman and FSCS, are the reason authorisation checks matter first.

How to Choose the Right IFA Financial Adviser

Chartered or certified status signals qualification beyond the regulatory minimum and is worth asking about. Ask what the ongoing service actually includes; an annual charge should map to a defined annual review.

Charges are typically a percentage of assets under advice, a fixed project fee or an hourly rate, agreed upfront.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Pharon Independent Financial Advisers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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