UK Independent. Sourced. Primary. · Est. 2024

Sandwell Financial Advisers Limited | IFA Financial Advisers | West Midlands | Est. 1994

Sandwell Financial Advisers Limited is a ifa financial advisers registered in West Midlands, established 1994. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Sandwell Financial Advisers Limited

IFA Financial Advisers · West Midlands, Birmingham · Est. 1994

32 years
Active Trading
Active
CH Status
02978211
Company No
2025
Accounts to

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Company Registration Details

Registered company nameSandwell Financial Advisers Limited
Companies House number02978211 →
Company typePrivate Limited Company (Ltd)
Registered addressOne Eleven Edmund Street Birmingham, B3 2HJ
City / RegionWest Midlands, Birmingham
Date incorporated1994
Years trading32 years
CH statusActive
SpecialismRecorded activity: 99999
Index statusClaim this listing →

About Sandwell Financial Advisers Limited

Established in 1994, Sandwell Financial Advisers Limited has over 32 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 48 ifa financial advisers listed in Birmingham on this index of 1663 UK firms in the category.

The FCA register lists the firm's permissions, including any pension transfer permission, and its current status.

What IFA Financial Advisers Do

The core of advice is suitability: matching products to a client's objectives, capacity for loss and time horizon. Since the Retail Distribution Review, UK investment advice is fee-based rather than commission-based, with charges agreed upfront.

Clients of authorised firms have two safety nets, the Ombudsman and the FSCS, neither of which covers unauthorised advice.

How to Choose the Right IFA Financial Adviser

Match the adviser to the need: pension transfers, retirement income and inheritance planning are distinct specialisms. Ongoing charges deserve scrutiny: establish exactly what service the percentage buys each year.

Ask for the total cost of ownership: adviser charge, platform fee and fund charges combined.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

Other IFA Financial Advisers in West Midlands

Krd Financial Advisers LimitedWest Midlands · Est. 2005View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Sandwell Financial Advisers Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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