UK Independent. Sourced. Primary. · Est. 2024

Sublime Business Financial Advisers Ltd. | IFA Financial Advisers | Coventry | Est. 2011

Sublime Business Financial Advisers Ltd. is a ifa financial advisers registered in Coventry, established 2011. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Sublime Business Financial Advisers Ltd.

IFA Financial Advisers UNCLAIMED LISTING

Sublime Business Financial Advisers Ltd.

IFA Financial Advisers · Coventry · Est. 2011

15 years
Active Trading
Active
CH Status
07705200
Company No
2025
Accounts to

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Company Registration Details

Registered company nameSublime Business Financial Advisers Ltd.
Companies House number07705200 →
Company typePrivate Limited Company (Ltd)
Registered address1 Galeys Road, CV3 5GN
City / RegionCoventry
Date incorporated2011
Years trading15 years
CH statusActive
SpecialismRecorded activity: 66190 (activities auxiliary to financial intermediation)
Index statusClaim this listing →

About Sublime Business Financial Advisers Ltd.

Founded in 2011, Sublime Business Financial Advisers Ltd. has been active for 15 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 27 ifa financial advisers listed in Coventry on this index of 1663 UK firms in the category.

The FCA register lists the firm's permissions, including any pension transfer permission, and its current status.

What IFA Financial Advisers Do

A financial adviser's independent or restricted status determines the breadth of products considered, and must be disclosed. The RDR reforms ended commission on retail investment advice; remuneration is now a disclosed fee.

Advice from an authorised firm carries statutory complaint and compensation routes that unauthorised advice does not.

How to Choose the Right IFA Financial Adviser

Chartered or certified status signals qualification beyond the regulatory minimum and is worth asking about. A defined ongoing service, documented and delivered, is what separates advice firms from asset gatherers.

Expect an initial charge for the advice work plus an ongoing charge if the firm reviews the portfolio annually.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

Other IFA Financial Advisers in Coventry

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Belvedere Wills & Estate Planning LimitedCoventry · Est. 2017View →
Freedom Wills & Estate Planning LimitedCoventry · Est. 2020View →
Exchequer Wills & Estate Planning LimitedCoventry · Est. 2021View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Sublime Business Financial Advisers Ltd. or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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