UK Independent. Sourced. Primary. · Est. 2024

Your Choices In Later Life Limited | IFA Financial Advisers | Ascot | Est. 2013

Your Choices In Later Life Limited is a ifa financial advisers registered in Ascot, established 2013. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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IFA Financial Advisers UNCLAIMED LISTING

Your Choices In Later Life Limited

IFA Financial Advisers · Ascot, Rest of UK · Est. 2013

13 years
Active Trading
Active
CH Status
08519900
Company No
2025
Accounts to

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Company Registration Details

Registered company nameYour Choices In Later Life Limited
Companies House number08519900 →
Company typePrivate Limited Company (Ltd)
Registered addressIndex House St Georges Lane, SL5 7ET
City / RegionAscot, Rest of UK
Date incorporated2013
Years trading13 years
CH statusActive
SpecialismRecorded activity: 73110
Index statusClaim this listing →

About Your Choices In Later Life Limited

Founded in 2013, Your Choices In Later Life Limited has been active for 13 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 152 ifa financial advisers listed in the UK on this index of 1663 UK firms in the category.

Before engaging, confirm FCA authorisation; the register also records past regulatory action.

What IFA Financial Advisers Do

Advisers assess a client's circumstances and recommend investments, pensions or protection accordingly. Advisers must hold a minimum Level 4 qualification and agree charges with clients before work begins.

Advice from an authorised firm carries statutory complaint and compensation routes that unauthorised advice does not.

How to Choose the Right IFA Financial Adviser

The first meeting should establish scope, charges and whether the firm's specialisms fit your situation. Clarify what happens between reviews: access, ad-hoc queries and whether they carry extra charges.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

Other IFA Financial Advisers in Ascot

Duchy Independent Financial Advisers LimitedAscot · Est. 2014View →
The Tavistock Partnership LimitedAscot · Est. 2001View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Your Choices In Later Life Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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