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Last updated Aug 8, 2026
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Insurance ·Independent UK insurance guides covering life, pet, home, appliance and income cover. Every article is built from FCA, ABI and FOS primary sources with no commissions and no lead routing.
2628 guides in this section Latest first
Does Comparing Insurance Affect Your Credit Score UK 2026?

Does Comparing Insurance Affect Your Credit Score UK 2026?

Insurance comparison searches are soft searches — they do not affect your credit score. But applying for certain insurance products, particularly premium finance, can involve hard searches. Here is exactly what happens and when.

18 May 2026 · 4 min read
Over-50s Life Insurance Warning UK 2026 — Is It Worth It?

Over-50s Life Insurance Warning UK 2026 — Is It Worth It?

Over-50s life insurance guarantees acceptance regardless of health but the payout may be worth less than the total premiums you pay. Here is the maths, the alternatives, and what the FCA says insurers must tell you.

18 May 2026 · 4 min read
Travel Insurance with Pre-Existing Conditions UK 2026

Travel Insurance with Pre-Existing Conditions UK 2026

Standard travel insurance often excludes pre-existing medical conditions unless declared. Here is how to find cover, what to declare, what the FCA rules require insurers to do, and the specialist providers that cover serious conditions.

18 May 2026 · 3 min read
What ULEZ and Clean Air Zone Expansion Mean for UK Car Insurance

What ULEZ and Clean Air Zone Expansion Mean for UK Car Insurance

ULEZ and Clean Air Zone status does not directly change an insurance premium, but the zones reshape the market around older vehicles: resale values, usage patterns and unpaid penalties all feed back into cover. This guide explains the mechanisms.

12 Jul 2026 · 7 min read
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