UK payday loans are subject to FCA price caps since January 2015: maximum 0.8% interest per day, GBP 15 default fees, and a 100% cap on total cost. This guide covers the rules, the alternatives, and how to use payday loans safely (or avoid them).
From 6 April 2026, the first Plan 5 student loan borrowers start repaying. £25,000 threshold, 9% over, 40-year write-off, RPI-only interest at 3.2%. Full comparison of all 5 UK plans, worked examples, and why you typically should not overpay.
Options for poor credit borrowers in the UK for 2026 include bad credit loans from FCA-authorised lenders. Representative APRs can be 49.7%. Loans range from £500 to £25,000, with higher rates than standard personal loans. Soft eligibility checks and FCA register verification can be used before appl
Lendable is a UK direct lender offering unsecured personal loans using a technology-driven credit assessment approach. Founded in 2014, they use
TL;DR Loans by MAL Review for May 2026. Established FCA-authorised bad-credit lenders in the UK include Bamboo Loans (up
118 118 Money is a UK financial services company offering personal loans and credit cards to borrowers with poor to fair credit
TL;DR Finio Loans Review for May 2026. The representative APR of 39.9% is lower than Bamboo or 118 118 Money,
Bamboo Loans is a UK direct lender specialising in unsecured personal loans for borrowers with less-than-perfect credit histories. Authorised and
Kael TriptonPremium ResearchAll Reports › Premium Reports · Business · Business Tax A director loan account records all money flows between a director and their
By Chandraketu Tripathi | Updated April 2026 Having a poor credit score does not mean you cannot borrow money — but it does mean
By Chandraketu Tripathi | Updated April 2026Whether you are extending your home, renovating a kitchen, installing solar panels, or converting a loft, home
By Chandraketu Tripathi | Updated April 2026Consolidation loans are one of the most searched-for financial products in the UK — and for good
The UK student loan system now has four active repayment plans -- Plan 1, Plan 2, Plan 4, and Plan 5 -- plus a
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