Loans

UK Payday Loan Rules and FCA Cap Explained

UK payday loans are subject to FCA price caps since January 2015: maximum 0.8% interest per day, GBP 15 default fees, and a 100% cap on total cost. This guide covers the rules, the alternatives, and how to use payday loans safely (or avoid them).

16 Jun 2026 · 7 min read

UK Student Loan Plan 5 Repayments Start 6 April 2026: Complete Guide to Threshold, Interest and Write-Off

From 6 April 2026, the first Plan 5 student loan borrowers start repaying. £25,000 threshold, 9% over, 40-year write-off, RPI-only interest at 3.2%. Full comparison of all 5 UK plans, worked examples, and why you typically should not overpay.

19 Apr 2026 · 4 min read

Homes England - Solicitor - Development Loan - Winchester — Homes England (the name adopted by the Homes and Communities Agency) | Bidding Guide 2026

This UK government tender from Homes England (the name adopted by the Homes and Communities Agency) has been published on Find a

11 May 2026 · 1 min read

North East Warm Homes - Domestic Retrofit Loan Scheme — North East Combined Authority | Bidding Guide 2026

This UK government tender from North East Combined Authority has been published on Find a Tender Service. The contract covers north east

11 May 2026 · 1 min read

Best Bad Credit Loans UK 2026 — Top Options for Poor Credit Borrowers

A bad credit loan is a personal loan designed for borrowers who have been declined by mainstream lenders due to a poor

3 May 2026 · 6 min read

Lendable Personal Loan Review UK 2026 — Rates and Eligibility

Lendable is a UK direct lender offering unsecured personal loans using a technology-driven credit assessment approach. Founded in 2014, they use

20 Apr 2026 · 3 min read

Loans by MAL Review UK 2026 — What You Need to Know

TL;DR Loans by MAL Review for May 2026. Established FCA-authorised bad-credit lenders in the UK include Bamboo Loans (up

12 May 2026 · 3 min read

118 118 Money Loan Review UK 2026 — Rates, Eligibility and Verdict

118 118 Money is a UK financial services company offering personal loans and credit cards to borrowers with poor to fair credit

20 Apr 2026 · 4 min read

Finio Loans Review UK 2026 — Now OakbrookAdvance: What You Need to Know

TL;DR Finio Loans Review for May 2026. The representative APR of 39.9% is lower than Bamboo or 118 118 Money,

12 May 2026 · 4 min read

Bamboo Loans Review UK 2026 — Rates, Eligibility and Verdict

Bamboo Loans is a UK direct lender specialising in unsecured personal loans for borrowers with less-than-perfect credit histories. Authorised and

20 Apr 2026 · 5 min read

Directors Loan Account UK 2026: S455 Tax, Beneficial Loans and How to Stay Compliant

Kael TriptonPremium ResearchAll Reports › Premium Reports  ·  Business  ·  Business Tax A director loan account records all money flows between a director and their

18 May 2026 · 5 min read

Bad Credit Loans UK 2026: Options, Rates and How to Improve Your Chances

By Chandraketu Tripathi  |  Updated April 2026 Having a poor credit score does not mean you cannot borrow money — but it does mean

4 May 2026 · 3 min read

Home Improvement Loans UK 2026: Best Ways to Fund Your Renovation

By Chandraketu Tripathi  |  Updated April 2026Whether you are extending your home, renovating a kitchen, installing solar panels, or converting a loft, home

4 May 2026 · 4 min read

Consolidation Loans UK 2026: Combine Your Debts into One

By Chandraketu Tripathi  |  Updated April 2026Consolidation loans are one of the most searched-for financial products in the UK — and for good

4 May 2026 · 4 min read

Student Loan Repayment UK 2026: How It Works

The UK student loan system now has four active repayment plans -- Plan 1, Plan 2, Plan 4, and Plan 5 -- plus a

8 May 2026 · 7 min read