UK Independent. Sourced. Primary. · Est. 2024

Business Commercial Finance Ltd | Business Finance Brokers | Halesowen | Est. 2004

Business Commercial Finance Ltd is a business finance brokers registered in Halesowen, established 2004. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Business Commercial Finance Ltd

Business Finance Brokers · Halesowen, Birmingham · Est. 2004

22 years
Active Trading
Active
CH Status
05215002
Company No
2020
Accounts to

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Company Registration Details

Registered company nameBusiness Commercial Finance Ltd
Companies House number05215002 →
Company typePrivate Limited Company (Ltd)
Registered address24 Carpenter Glade, B63 2BG
City / RegionHalesowen, Birmingham
Date incorporated2004
Years trading22 years
CH statusActive
SpecialismRecorded activity: 64922
Index statusClaim this listing →

About Business Commercial Finance Ltd

Founded in 2004, Business Commercial Finance Ltd has been active for 22 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 77 business finance brokers listed in Birmingham on this index of 2320 UK firms in the category.

For regulated products, check register.fca.org.uk; for unregulated lending, the contract terms are the protection.

What Business Finance Brokers Do

The broker's role is to structure the funding request and place it with lenders likely to approve it. Regulated activity arises where the broker arranges consumer-credit-regulated products, such as small sole-trader lending.

Post-decline placement is a recognised specialism: alternative lenders frequently accept cases high-street banks decline.

How to Choose the Right Business Finance Broker

A good broker will scope the deal, name candidate lenders and estimate terms before charging anything. The fee conversation belongs at the start: model, amount and the no-completion position.

Expect lender commission on completion in most products; any client fee should be agreed upfront.

Frequently Asked Questions

What types of business finance can a broker arrange?
Commonly yes: arrangement fees around one to two percent of the facility on completion are typical, and some firms charge an assessment fee upfront. Get the full schedule, including the no-completion position, in writing first.
How are business finance brokers paid?
A bank decline is often a criteria mismatch rather than a verdict: the alternative-lending market, challengers, peer-to-peer, specialist providers, works different appetite, and brokers exist to navigate it.
Can a business finance broker help if my bank has declined my application?
Timescales are product-driven: days for invoice finance, a week or two for asset finance, and one to two months for commercial mortgages and property-backed lending where valuations and legal work extend the path.
How long does it take to arrange business finance through a broker?
Most firms cover the commercial lending spectrum: receivables and asset-backed products, property finance including development and bridging, term loans, revolving facilities and trade finance.
What information does a business finance broker need?
It depends where you apply: a year's trading history and demonstrable revenue satisfies most mainstream criteria, and the specialist market exists precisely for cases outside that.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Business Commercial Finance Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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