UK Independent. Sourced. Primary. · Est. 2024

Centrica Finance (Scotland) Limited | Business Finance Brokers | Edinburgh | Est. 2012

Centrica Finance (Scotland) Limited is a business finance brokers registered in Edinburgh, established 2012. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Business Finance Brokers UNCLAIMED LISTING

Centrica Finance (Scotland) Limited

Business Finance Brokers · Edinburgh · Est. 2012

14 years
Active Trading
Active
CH Status
1,053
Monthly Views
12
Enquiries

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Company Registration Details

Registered company nameCentrica Finance (Scotland) Limited
Companies House numberSC436640 →
Company typePrivate Limited Company (Ltd)
Registered address1 Waterfront Avenue, EH5 1SG
City / RegionEdinburgh
Date incorporated2012
Years trading14 years
CH statusActive
SpecialismRecorded activity: 74990
Index statusClaim this listing →

About Centrica Finance (Scotland) Limited

Founded in 2012, Centrica Finance (Scotland) Limited has been active for 14 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 2320 business finance brokers nationally, 79 of them in Edinburgh.

Scrutinise guarantee terms and, where authorisation applies, confirm it on the FCA register first.

What Business Finance Brokers Do

Commercial finance brokers arrange business lending: asset finance, invoice finance, commercial mortgages, bridging and term loans. Lending to limited companies sits largely outside FCA consumer credit regulation, so familiar consumer protections often do not apply.

Where a bank has declined, the task becomes matching the case to lenders whose appetite fits it.

How to Choose the Right Business Finance Broker

Whole-of-market access and sector familiarity are the two attributes to test before instructing. The fee conversation belongs at the start: model, amount and the no-completion position.

Commission and fee arrangements vary by product; transparent firms disclose both without prompting.

Frequently Asked Questions

What types of business finance can a broker arrange?
Many charge an arrangement fee, typically one to two percent payable on completion, sometimes with an upfront element. The document to insist on is a written fee schedule covering what happens if funding aborts.
How are business finance brokers paid?
Yes, this is a core use case: challenger banks, specialist funds and alternative lenders assess cases differently from the high street, and placement knowledge is about matching your case to appetite that fits it.
Can a business finance broker help if my bank has declined my application?
It depends on product: invoice finance in roughly five to ten working days, asset finance one to two weeks, commercial loans and property finance commonly four to eight weeks depending on valuation and legals.
How long does it take to arrange business finance through a broker?
The typical range spans invoice finance, asset finance, commercial mortgages, development and bridging finance, trade finance, working capital loans, revolving credit and merchant cash advances.
What information does a business finance broker need?
Eligibility is lender- and product-specific: most mainstream lenders look for twelve months' trading and revenue evidence, while specialist lenders consider start-ups and adverse-credit cases on different terms.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Centrica Finance (Scotland) Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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