UK Independent. Sourced. Primary. · Est. 2024

Century Business Finance Limited | Business Finance Brokers | Northampton | Est. 2014

Century Business Finance Limited is a business finance brokers registered in Northampton, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Century Business Finance Limited

Business Finance Brokers · Northampton · Est. 2014

12 years
Active Trading
Active
CH Status
1,063
Monthly Views
14
Enquiries

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Company Registration Details

Registered company nameCentury Business Finance Limited
Companies House number08891395 →
Company typePrivate Limited Company (Ltd)
Registered address4 Pavillion Court 600 Pavillion Drive, NN4 7SL
City / RegionNorthampton
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Century Business Finance Limited

Founded in 2014, Century Business Finance Limited has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 2320 business finance brokers nationally, 25 of them in Northampton.

Directors should take the personal guarantee seriously: it survives the company and often requires independent legal advice.

What Business Finance Brokers Do

A business finance broker matches a funding need to lenders whose credit appetite fits the case. The regulatory position depends on borrower and product: company lending is largely unregulated, small sole-trader lending is not.

Alternative lenders assess cases differently from the high street, which is where placement knowledge pays.

How to Choose the Right Business Finance Broker

The right broker for asset finance differs from the right broker for a commercial mortgage; match by product. Ask whether a fee is payable if funding does not complete, and get the answer in writing.

Remuneration is usually lender-paid commission, a client fee, or both; ask for the model in writing before applying.

Frequently Asked Questions

What types of business finance can a broker arrange?
Commonly yes: arrangement fees around one to two percent of the facility on completion are typical, and some firms charge an assessment fee upfront. Get the full schedule, including the no-completion position, in writing first.
How are business finance brokers paid?
Yes, this is a core use case: challenger banks, specialist funds and alternative lenders assess cases differently from the high street, and placement knowledge is about matching your case to appetite that fits it.
Can a business finance broker help if my bank has declined my application?
Timescales are product-driven: days for invoice finance, a week or two for asset finance, and one to two months for commercial mortgages and property-backed lending where valuations and legal work extend the path.
How long does it take to arrange business finance through a broker?
Most firms cover the commercial lending spectrum: receivables and asset-backed products, property finance including development and bridging, term loans, revolving facilities and trade finance.
What information does a business finance broker need?
It depends where you apply: a year's trading history and demonstrable revenue satisfies most mainstream criteria, and the specialist market exists precisely for cases outside that.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Century Business Finance Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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