UK Independent. Sourced. Primary. · Est. 2024

Circa Business & Finance Ltd | Business Finance Brokers | London | Est. 2020

Circa Business & Finance Ltd is a business finance brokers registered in London, established 2020. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Circa Business & Finance Ltd

Business Finance Brokers · London · Est. 2020

6 years
Active Trading
Active
CH Status
13077518
Company No
2024
Accounts to

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Company Registration Details

Registered company nameCirca Business & Finance Ltd
Companies House number13077518 →
Company typePrivate Limited Company (Ltd)
Registered address186 Homerton High Street, E9 6AG
City / RegionLondon
Date incorporated2020
Years trading6 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Circa Business & Finance Ltd

Incorporated in 2020, Circa Business & Finance Ltd is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 2320 business finance brokers nationally, 794 of them in London.

Where the product is FCA-regulated, verify the broker's authorisation on the Financial Services Register.

What Business Finance Brokers Do

Commercial finance brokers arrange business lending: asset finance, invoice finance, commercial mortgages, bridging and term loans. Regulated activity arises where the broker arranges consumer-credit-regulated products, such as small sole-trader lending.

Where a bank has declined, the task becomes matching the case to lenders whose appetite fits it.

How to Choose the Right Business Finance Broker

A good broker will scope the deal, name candidate lenders and estimate terms before charging anything. Get the fee schedule in writing before application, including what happens if the deal aborts.

Written fee disclosure before application protects both sides and is the mark of a professional firm.

Frequently Asked Questions

What types of business finance can a broker arrange?
Fee models vary: lender commission only, client arrangement fees around one to two percent, or both. Whatever the model, written disclosure before application is the professional standard.
How are business finance brokers paid?
Frequently: the market beyond the high street accepts many declined cases. The value is knowing which alternative lenders' criteria your circumstances actually fit.
Can a business finance broker help if my bank has declined my application?
It depends on product: invoice finance in roughly five to ten working days, asset finance one to two weeks, commercial loans and property finance commonly four to eight weeks depending on valuation and legals.
How long does it take to arrange business finance through a broker?
Most firms cover the commercial lending spectrum: receivables and asset-backed products, property finance including development and bridging, term loans, revolving facilities and trade finance.
What information does a business finance broker need?
Eligibility is lender- and product-specific: most mainstream lenders look for twelve months' trading and revenue evidence, while specialist lenders consider start-ups and adverse-credit cases on different terms.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Circa Business & Finance Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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