UK Independent. Sourced. Primary. · Est. 2024

Creditum (Uk) Ltd. | Business Finance Brokers | Oldham | Est. 2008

Creditum (Uk) Ltd. is a business finance brokers registered in Oldham, established 2008. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Creditum (Uk) Ltd.

Business Finance Brokers · Oldham · Est. 2008

18 years
Active Trading
Active
CH Status
06695560
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCreditum (Uk) Ltd.
Companies House number06695560 →
Company typePrivate Limited Company (Ltd)
Registered addressEnterprise House 2 Pass Street, OL9 6HZ
City / RegionOldham
Date incorporated2008
Years trading18 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Creditum (Uk) Ltd.

Founded in 2008, Creditum (Uk) Ltd. has been active for 18 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Oldham accounts for 11 of the 2320 business finance brokers tracked on this index.

Before signing any guarantee, establish its cap, whether it is secured on personal assets, and the release conditions.

What Business Finance Brokers Do

A broker packages the credit submission and negotiates terms across a panel of business lenders. Because much commercial lending is unregulated, contractual terms and personal guarantees deserve close attention.

Alternative lenders assess cases differently from the high street, which is where placement knowledge pays.

How to Choose the Right Business Finance Broker

Because pricing is negotiated rather than published, the quality of the credit submission often matters more than advertised rates. Get the fee schedule in writing before application, including what happens if the deal aborts.

Commission and fee arrangements vary by product; transparent firms disclose both without prompting.

Frequently Asked Questions

What types of business finance can a broker arrange?
Many charge an arrangement fee, typically one to two percent payable on completion, sometimes with an upfront element. The document to insist on is a written fee schedule covering what happens if funding aborts.
How are business finance brokers paid?
Frequently: the market beyond the high street accepts many declined cases. The value is knowing which alternative lenders' criteria your circumstances actually fit.
Can a business finance broker help if my bank has declined my application?
It depends on product: invoice finance in roughly five to ten working days, asset finance one to two weeks, commercial loans and property finance commonly four to eight weeks depending on valuation and legals.
How long does it take to arrange business finance through a broker?
The typical range spans invoice finance, asset finance, commercial mortgages, development and bridging finance, trade finance, working capital loans, revolving credit and merchant cash advances.
What information does a business finance broker need?
It depends where you apply: a year's trading history and demonstrable revenue satisfies most mainstream criteria, and the specialist market exists precisely for cases outside that.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Creditum (Uk) Ltd. or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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