UK Independent. Sourced. Primary. · Est. 2024

Finch Business Finance Limited | Business Finance Brokers | Neston | Est. 2017

Finch Business Finance Limited is a business finance brokers registered in Neston, established 2017. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Finch Business Finance Limited

Business Finance Brokers · Neston, Chester · Est. 2017

9 years
Active Trading
Active
CH Status
10894137
Company No
2024
Accounts to

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Company Registration Details

Registered company nameFinch Business Finance Limited
Companies House number10894137 →
Company typePrivate Limited Company (Ltd)
Registered address30 Bendee Road, CH64 9QG
City / RegionNeston, Chester
Date incorporated2017
Years trading9 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Finch Business Finance Limited

Incorporated in 2017, Finch Business Finance Limited is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 23 business finance brokers listed in Chester on this index of 2320 UK firms in the category.

Personal guarantees are standard in SME lending; understand the cap, supporting security and release conditions before signing.

What Business Finance Brokers Do

Brokers in commercial finance span secured and unsecured lending, from working capital to property-backed facilities. Lending to limited companies sits largely outside FCA consumer credit regulation, so familiar consumer protections often do not apply.

A bank decline is often a criteria mismatch; challenger and specialist lenders work different appetite.

How to Choose the Right Business Finance Broker

Because pricing is negotiated rather than published, the quality of the credit submission often matters more than advertised rates. Establish the no-completion position upfront: whether any fee applies if the funding falls through.

Arrangement fees in the market typically run one to two percent of the facility, payable on completion.

Frequently Asked Questions

What types of business finance can a broker arrange?
Commonly yes: arrangement fees around one to two percent of the facility on completion are typical, and some firms charge an assessment fee upfront. Get the full schedule, including the no-completion position, in writing first.
How are business finance brokers paid?
Yes, this is a core use case: challenger banks, specialist funds and alternative lenders assess cases differently from the high street, and placement knowledge is about matching your case to appetite that fits it.
Can a business finance broker help if my bank has declined my application?
Fast products, invoice and asset finance, complete in days to a couple of weeks; property-secured lending runs to four to eight weeks. Ask for a realistic timeline for your specific product.
How long does it take to arrange business finance through a broker?
The typical range spans invoice finance, asset finance, commercial mortgages, development and bridging finance, trade finance, working capital loans, revolving credit and merchant cash advances.
What information does a business finance broker need?
Criteria vary widely: trading history and revenue evidence open mainstream doors, while start-ups and adverse-credit businesses are served by specialist lenders at different pricing.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Finch Business Finance Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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