UK Independent. Sourced. Primary. · Est. 2024

First Vehicle Finance Ltd | Business Finance Brokers | Horley | Est. 2004

First Vehicle Finance Ltd is a business finance brokers registered in Horley, established 2004. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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First Vehicle Finance Ltd

Business Finance Brokers · Horley, Redhill · Est. 2004

22 years
Active Trading
Active
CH Status
05285260
CH Number

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Company Registration Details

Registered company nameFirst Vehicle Finance Ltd
Companies House number05285260 →
Company typePrivate Limited Company (Ltd)
Registered addressBrockham House 4 Smallfield Road, RH6 9AU
City / RegionHorley, Redhill
Date incorporated2004
Years trading22 years
CH statusActive
Index statusClaim this listing →

About First Vehicle Finance Ltd

With over 22 years of continuous trading history, First Vehicle Finance Ltd is one of the longest-established firms of its kind in the UK. Founded in 2004, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

The Kaeltripton Financial Index records 2320 business finance brokers nationally, 12 of them in Redhill.

Where the product is FCA-regulated, verify the broker's authorisation on the Financial Services Register.

What Business Finance Brokers Do

Commercial finance brokers arrange business lending: asset finance, invoice finance, commercial mortgages, bridging and term loans. Lending to limited companies sits largely outside FCA consumer credit regulation, so familiar consumer protections often do not apply.

Where a bank has declined, the task becomes matching the case to lenders whose appetite fits it.

How to Choose the Right Business Finance Broker

Because pricing is negotiated rather than published, the quality of the credit submission often matters more than advertised rates. Fee triggers deserve precision: completion, offer issue, or application, each firm differs.

Commission and fee arrangements vary by product; transparent firms disclose both without prompting.

Frequently Asked Questions

Do business finance brokers charge a fee?
Fee models vary: lender commission only, client arrangement fees around one to two percent, or both. Whatever the model, written disclosure before application is the professional standard.
Can a broker help if my bank has turned me down?
A bank decline is often a criteria mismatch rather than a verdict: the alternative-lending market, challengers, peer-to-peer, specialist providers, works different appetite, and brokers exist to navigate it.
How long does it take to arrange business finance?
It depends on product: invoice finance in roughly five to ten working days, asset finance one to two weeks, commercial loans and property finance commonly four to eight weeks depending on valuation and legals.
What types of business finance can a broker arrange?
Most firms cover the commercial lending spectrum: receivables and asset-backed products, property finance including development and bridging, term loans, revolving facilities and trade finance.
Is my business eligible for finance?
Eligibility is lender- and product-specific: most mainstream lenders look for twelve months' trading and revenue evidence, while specialist lenders consider start-ups and adverse-credit cases on different terms.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with First Vehicle Finance Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm regulatory status on the FCA Register at register.fca.org.uk and Companies House status at companieshouse.gov.uk before entering into any arrangement.

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