Lancashire Finance Limited

Business Finance Brokers · Lancashire, Oldham · Est. 2002

24 years

Active Trading

Active

CH Status

04581987

Company No

2024

Accounts to

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Company Registration Details

Registered company name	Lancashire Finance Limited
Companies House number	04581987 →
Company type	Private Limited Company (Ltd)
Registered address	29 Harden Hills, Shaw, OL2 8NE
City / Region	Lancashire, Oldham
Date incorporated	2002
Years trading	24 years
CH status	Active
Specialism	Recorded activity: 64929
Index status	Claim this listing →

About Lancashire Finance Limited

Founded in 2002, Lancashire Finance Limited has been active for 24 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 11 business finance brokers listed in Oldham on this index of 2320 UK firms in the category.

Directors should take the personal guarantee seriously: it survives the company and often requires independent legal advice.

What Business Finance Brokers Do

A business finance broker matches a funding need to lenders whose credit appetite fits the case. Protections differ sharply from personal borrowing; the contract, not the regulator, is the main safeguard.

Where a bank has declined, the task becomes matching the case to lenders whose appetite fits it.

How to Choose the Right Business Finance Broker

Ask which lenders the firm placed similar deals with recently and what terms were achieved. Fee triggers deserve precision: completion, offer issue, or application, each firm differs.

Remuneration is usually lender-paid commission, a client fee, or both; ask for the model in writing before applying.

Frequently Asked Questions

What types of business finance can a broker arrange?

Many charge an arrangement fee, typically one to two percent payable on completion, sometimes with an upfront element. The document to insist on is a written fee schedule covering what happens if funding aborts.

How are business finance brokers paid?

Yes, this is a core use case: challenger banks, specialist funds and alternative lenders assess cases differently from the high street, and placement knowledge is about matching your case to appetite that fits it.

Can a business finance broker help if my bank has declined my application?

It depends on product: invoice finance in roughly five to ten working days, asset finance one to two weeks, commercial loans and property finance commonly four to eight weeks depending on valuation and legals.

How long does it take to arrange business finance through a broker?

From working capital to property: invoice and asset finance, commercial mortgages, bridging and development finance, term lending, revolving credit and merchant cash advance are the staples.

What information does a business finance broker need?

It depends where you apply: a year's trading history and demonstrable revenue satisfies most mainstream criteria, and the specialist market exists precisely for cases outside that.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Lancashire Finance Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Lancashire Finance Limited | Business Finance Brokers | Lancashire | Est. 2002